Racial Justice Archives

Testimony Supporting California's AB 1186, The REPAIR Act, on Youth Restitution

March 23, 2023

NCLC supports AB 1186, the REPAIR Act. The bill would provide crime survivors with more equitable, timely, and stable compensation, while ensuring young people and their families are not locked into unaffordable debt and poverty. It would do so by establishing a public compensation fund through which crime survivors can address immediate needs for compensation, and by ensuring that accountability and rehabilitation is addressed in youth-appropriate ways—such as participating in restorative justice practices, community service, or personal development programs.

Letter to The Appraisal Foundation Regarding Declination of Invitation to Join the Council to Advance Residential Equity

February 3, 2023

The undersigned civil rights and consumer advocacy organizations write to explain why we are at this time declining the invitation to join The Appraisal Foundation’s (TAF’s) Council to Advance Residential Equity (“Council”). Recent research and news stories highlight how appraisal bias impacts consumers and communities of color and exacerbates the racial wealth gap, which means…

Amicus Brief in Chamber v. CFPB

December 23, 2022

Brief of Amici Curiae submitted by California Reinvestment Coalition, National Community Reinvestment Coalition, National Association of Latino Community Asset Builders, Center for Responsible Lending, Texas Appleseed, and National Consumer Law Center in support of Defendant’s Motion to Dismiss or, in the Alternative, for Partial Summary Judgement. In March 2022, the Consumer Financial Protection Bureau (CFPB)…

NCLC's Comments to HUD regarding Small Dollar Lending

December 5, 2022

The National Consumer Law Center submitted comments to the U.S. Department of Housing and Urban Development (HUD) regarding the lack of availability of small-dollar mortgages for consumers seeking funding to purchase or repair lower priced homes. The scarcity of these types of mortgages had a disparate impact on consumers of color who were forced to…

Antidiscrimination Advocacy Letter to the U.S. Chamber & Bank Associations

December 1, 2022

Group Letter calling on the U.S. Chamber and bank associations to drop their lawsuit against Rohit Chopra and the CFPB.

Group Comments Supporting the Inclusion of New Demographic Data to the CFPB Complaint Intake Form

November 3, 2022

Group comments to the Office of Information and Regulatory Affairs re: CFPB Consumer Response Intake Form.

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