Mortgage Servicing & Foreclosures Archives

NCLC & NHLP Comment to CFPB on Mortgage Refinances & Forbearances: Servicing Notices & Disaster Credit Reporting

November 28, 2022

Comments to the CFPB on the RFI re: mortgage refinances & forbearances, 87 Fed. Reg. 58487, Docket No. CFPB-2022-0059.

At a Crossroads: Lessons from the Home Affordable Modification Program (HAMP)

January 22, 2013

In 2013, our nation stands at a crossroads. We are still in the midst of the worst foreclosure crisis we have ever experienced. The successes, failures, and missed opportunities of HAMP provide a roadmap for a way out of the current crisis as well as a way to prevent its repetition. With up to 10…

Comments to the Notice of Assessment of 2013 RESPA Servicing Rule and Request for Public Comment

July 10, 2017

NCLC and other consumer advocacy groups issued a comment to the CFPB regarding the 5-year assessment of its mortgage servicing rules.

Comments on FHFA's Request for Input on Improving Language Access in Mortgage Origination and Servicing

July 31, 2017

Americans for Financial Reform (AFR)’s Language Access Task Force submits the following comments in response to the Federal Housing Finance Agency (FHFA)’s Request for Input (RFI) on Improving Language Access in Mortgage Lending and Servicing issued May 25, 2017. For the past two years, our task force has been focused specifically on improving language access…

Supplemental Comments to FHFA on Improving Language Access in Mortgage Origination and Servicing

September 1, 2017

The undersigned members of the Americans for Financial Reform (AFR) Language Access Task Force submitted comments in response to FHFA’s Request for Input: Improving Language Access in Mortgage Lending and Servicing (RFI), including analysis of responses from lenders and borrowers collected during the URLA Round 7 Consumer Testing Briefing (“URLA Briefing”) that the Federal Housing…

Defending a Home from Foreclosure

July 26, 2018

This article, the third in a series that deals with home mortgages, explains a homeowner’s general rights to defend or delay a pending home foreclosure, how a chapter 13 bankruptcy can avoid foreclosure, the homeowner’s rights after the foreclosure sale, and additional rights to deal with nine special types of foreclosures.

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