NCLC Senior Attorney Andrea Bopp Stark contributed to a segment originally appearing on PBS News Hour on February 5, 2026 from Paul Solman and Diane Lincoln Estes on “zombie mortgages” — debts that homeowners thought were forgiven long ago, only to learn that they still exist and could cost them their homes.
The Honorable Chuck SchumerSenate Minority LeaderU.S. SenateWashington, DC 20510 Minority Leader Schumer, Minority Leader Schumer,We are 93 organizations supporting disaster survivors, working for climate resilience, and/or working in communities impacted by floods, wildfires, hurricanes, extreme heat, winter storms, and other disasters. We are writing to urge Senate Democratic leadership to stop the flow of funds…
This letter from 52 economic justice, civil rights, labor, faith and other groups urges lenders, debt collectors, and credit bureaus to provide economic relief to Minnesotans who have been financially devastated by the overly aggressive surge of militarized activity in that state by ICE. The letter asks these companies, to:
NCLC submitted comments on the Office of the Comptroller of the Currency’s (OCC) proposed interest-on-escrow preemption determination and real estate lending escrow accounts rule, which exceed the agencyʼs power.
Read More about Comments on OCC Interest-on-Escrow Law Preemption
Kim Robinson, Bradley Skougard, Desiree Skougard, Tammy Santorii, Arthur Whitney, Michelle Hinds, and Bradley Hinds, on behalf of themselves and all others similarly situated v. D.R. Horton, Inc., & DHI Mortgage Company, Ltd., 6:25-cv-01904 (D. Nev.) This class action lawsuit seeks nationwide relief from a deceptive home-selling and financing scheme employed by D.R. Horton Inc.,…
Read More about Robinson et al v. D.R. Horton, Inc., and DHI Mortgage Company, Ltd.
Written testimony of Andrea Bopp Stark, National Consumer Law Center to the Maine Legislature Joint Committee of Health, Insurance & Financial Services in support of LD 1901, An Act to Regulate Shared Appreciation Agreements Relating to Residential Property
Read More about Testimony in Support of Maine Bill Regulating Home Equity "Investment" Loans
Testimony of National Consumer Law Center and Greater Boston Legal Services in support of S1071/H 1983 – An Act relative to unlawful practices in the servicing and foreclosure of a subordinate mortgage.
Read More about Written Testimony in Support of Massachusetts Zombie Second Mortgage Bill
First appearing in Bloomberg on Oct. 6, 2025, Noah Buhayar, Coulter Jones, Eric Fan, Jeff Kao and Jeremy Diamond worked with NCLC Staff Attorney Andrea Bopp Stark for a comprehensive series of articles, videos, and podcast episodes focusing on the issue of zombie debt. NCLC is referenced in the first article and our guidance is…
The letter urges the agencies to preserve the 2024 regulation prohibiting “disparate impact” discrimination (2023 Disparate Impact Rule), which appropriately ensures that landlords, lenders, and others use the fairest policy available to provide housing and lending opportunities for all. Without any public notice and comment, HUD has sent a “Final Rule” entitled “HUD’s Implementation of…
Read More about Coalition letter to HUD and OMB Opposing Weakening of Disparate Impact Rule
This comment raises significant issues with USDA’s proposal to outsource servicing of USDA Direct Loans.
Read More about NCLC and NHLP Comment on USDA Direct Loan RFI
Appearing in ABC News on August 3, 2025, Mark Nichols, Tonya Simpson, Maia Rosenfeld , Jared Kofsky, and Tommy Brooksbank interviewed John Rao, senior attorney at the National Consumer Law Center, for coverage of proportionate property taxes and how data shows discrepancies in assessments — and therefore tax bills — affect some communities more than others. ABC’s analysis found that…
Appearing in CNBC on August 1, 2025, Ana Teresa Sola interviews Alys Cohen, director of federal housing advocacy at the National Consumer Law Center for coverage of how a Senate committee approved a major housing bill this week, with a range of provisions that could make it easier for people to buy a home. While industry groups and local…
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