Medical Debt Archives

Comments on Amendment Four of Tennessee’s TennCare III Demonstration Application

October 6, 2022

Comments to the U.S. Department of Health and Human Services In previous comments filed on September 8, 2021, NCLC raised several concerns about aspects of the proposed TennCare III waiver, i.e., that the Tennessee Medicaid program should not waive the 90-day retroactive eligibility period for Medicaid applicants, should not be designed as a block grant,…

Letter Asking for Rulemaking to Ban Medical Debt from Credit Reports

September 26, 2022

Letter from 91 Organizations to CFPB Director Rohit Chopra Asking for Rulemaking to Ban Medical Debt from Credit Reports.

Don't Add Insult to Injury: Medical Debt & Credit Reports

November 4, 2019

Expenses for life-saving or medically necessary care are often unexpected, and can throw a family into an immediate financial crisis. This crisis is compounded when families cannot pay for these surprise expenses and the debt is reported to credit bureaus. The blemishes on a credit report (which employers and landlords as well as creditors may…

Letter to Rohit Chopra Regarding Additional Actions the CFPB Should Take to Protect Consumers with Medical Debt

March 22, 2022

Letter highlighting important additional actions that the CFPB should take to protect and assist consumers with medical debts in collection.

Op-Ed in The Hill: Regulators can save lives by protecting medically vulnerable utility users

In an op-ed appearing in The Hill on September 10, 2022, Samuel Whillans, co-director of the Yale Environmental Protection Clinic at Yale Law School and a fellow at the Natural Resources Defense Council, Dr. Peter Kahn is a fellow in the Section of Pulmonary, Critical Care and Sleep Medicine at Yale School of Medicine, and…

What States Can Do to Help Consumers: Medical Debt

April 15, 2025

Medical debt harms tens of millions of consumers, with nearly 1 in 6 Americans contacted by a debt collector over a healthcare bill, and 21% of residents in mainly nonwhite zip codes with at least one medical debt in collection on their credit reports.

UCHealth Patients Sue Debt Collector in Denver District Court

December 21, 2020

Towards Justice, the National Consumer Law Center, and Vedra Law LLC Claim Illegal a Large- Medical Debt Collection in Colorado

Testimony in Support of House Bill 3076

April 29, 2019

Medical debt is one of the most prevalent types of consumer debt. 13% of Oregon residents inpredominantly white zip codes have one or more medical debts in collection on their creditreports, increasing to 15% for residents of predominantly non-white zip codes. Among U.S.consumers, 52% of collection items on credit reports are for medical debts. Medical…

Servicemembers, Veterans, and Debt Collection

March 27, 2019

A strong rule from the Consumer Financial Protection Bureau (CFPB) is needed to protect consumers from abusive debt collection tactics, especially servicemembers and veterans, whose lives and careers are negatively impacted by aggressive debt collection tactics.

Group Letter Urging Congress to Include the Medical Debt Relief Act of 2019 in COVID-19 Package

May 11, 2020

Coalition letter urging Congress and the administration to enact broad-based, efficient, and effective relief that goes far beyond the CARES Act to protect people’s homes, cars, bank accounts, income, and benefits so that they can weather the COVID-19 crisis.

Model Medical Debt Protection Act

March 28, 2025

The Model Medical Debt Protection Act, now in its third edition, is a tool for advocates who are working to protect consumers who are burdened with medical debt in their states. The model act provides suggested language to improve state health care financial assistance laws, and to strengthen medical debt collection consumer protections.

Letter to U.S. House in Support of the Consumer Protection for Medical Debt Collections Act

December 9, 2019

Letter to United States House of Representatives re: H.R. 5330

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