New 2026 Edition of Surviving Debt Offers Expanded Resources for People Struggling in Affordability Crisis
Free Online Guide Provides New Resources for Dealing with Medical Debt, Student Debt, Disaster Relief, and Property Tax Foreclosures
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Memo to Senate on FEMA Priorities for new DHS Leadership
President Trump announced that he will be nominating Oklahoma Republican Senator Markwayne Mullin to replace Secretary Noem as head of DHS. Congress should demand the following sorely needed reforms are enacted – including undoing internal processes that delayed or prevented assistance from reaching disaster survivors over the last year and a half – before considering…
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Letter to Senate Opposing DHS Funding Without Significant ICE Changes and Supporting FEMA Independence and Funding
The Honorable Chuck SchumerSenate Minority LeaderU.S. SenateWashington, DC 20510 Minority Leader Schumer, Minority Leader Schumer,We are 93 organizations supporting disaster survivors, working for climate resilience, and/or working in communities impacted by floods, wildfires, hurricanes, extreme heat, winter storms, and other disasters. We are writing to urge Senate Democratic leadership to stop the flow of funds…
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Letter Urging Creditors & Credit Bureaus to Help Minnesota Consumers Impacted by ICE Surge
This letter from 52 economic justice, civil rights, labor, faith and other groups urges lenders, debt collectors, and credit bureaus to provide economic relief to Minnesotans who have been financially devastated by the overly aggressive surge of militarized activity in that state by ICE. The letter asks these companies, to:
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What States Can Do To Protect Heirs From Disaster Displacement
Disasters can create devastating housing and financial insecurity for working families. Owners of inherited family homes have a greater need and reduced access to vital disaster assistance funds. Inherited homes are more likely to be older and in physically inadequate conditions, increasing the likelihood that they will suffer damage in a disaster. Nearly one-third of…
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Digital Library: Essential Strategies for Disaster Recovery
This article advises homeowners on steps to take after natural disasters: addressing immediate needs; FEMA aid and other sources of help and grants; avoiding insurance, home repair, and municipal code problems; floodplain requirements; handling long-term financial difficulties; and preparing for the next natural disaster.
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Comment to FEMA Review Council on Heirs Property and Extreme Heat
While we identify several ways in which FEMA services could be improved, we urge the Council to retain FEMA’s role and to work to increase its efficiency; moving to a state block-grant model will only further undermine efficient disaster response and recovery at a time when natural disasters are increasing. FEMA remains a lifeline to…
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NCLC Digital Library Toolbox Webinar: Housing Topics
NCLC experts and authors Sarah Mancini and Andrea Bopp Stark walk through the NCLC Digital Library Housing Toolbox—a powerful resource designed to help you tackle some of the most complicated and urgent housing law challenges including zombie second mortgages, tangled titles, and mortgage servicing pleadings. Navigate the NCLC Digital Library’s vast collection of legal tools…
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Coalition Letter to Congressional Leadership Opposing HUD Staffing Cuts
To Leaders Thune and Schumer, Speaker Johnson, and Leader Jeffries: We, the 1,573 undersigned national, state, and local organizations, write to oppose efforts by the Department of Government Efficiency (DOGE) and Secretary Scott Turner to terminate at least half of all employees at the U.S. Department of Housing and Urban Development (HUD). This is a…
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2024 Letter Urging Regulators to Protect Credit Scores of Survivors of Hurricanes Helene and Milton
Letter from 43 organizations urging CFPB, OCC, FHFA, FHA, and other federal regulators to help protect the credit reports and scores of consumers impacted by natural or declared disasters such as Hurricanes Helene and Milton
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CA Response of Center for Accessible Technology and NCLC Regarding a Ruling on TURN's Emergency Motion (Extreme Heat Protections)
These are comments to the California Public Utilities Commission in support of TURN’s extreme heat protection recommendations and in support of opening a rulemaking regarding extreme heat protections.
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Letter to HUD on CDBG-DR and Heirs Property/Alternative Title Documentation
Absent a federal requirement, far too many states and local governments will continue to promulgate ownership requirements that exclude heirs property owners and other survivors without conventional documentation of title.
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