Our organizations write to ask the Franchise Tax Board (FTB) to immediately suspend all income tax intercepts through July 31, 2022, for non-tax debts owed to state and local governments. The impacts of the COVID-19 public health emergency and resultant economic crises that led to the FTB suspending tax intercepts in 2020 and 2021 have…
For the nearly one-third of adults in the U.S. with a record of arrest or conviction, their record is not simply part of their past but a continuing condition that impacts nearly every aspect of their life.
February 9, 2022 WASHINGTON – In response to yesterday’s announcement via social media that the U.S. Department of Education will make sure families who have student loans in default do not have their Child Tax Credit (CTC) benefits seized by offset – even for refunds issued after the payment pause ends on May 1, 2022…
This article provides advice to consumers in dealing with debt collectors. The article is based on an updated chapter in NCLC’s Surviving Debt. The advice now considers new consumer rights and new consumer risks flowing from federal rules that just went into effect on November 30, 2021. For more detail on these rules (the Consumer…
Read More about Consumer Advice: Dealing with Debt Collectors—Including the New Federal Rules
In late 2021, the Consumer Financial Protection Bureau (CFPB) deployed new debt collection regulations featuring new and harmful ways that debt collectors can contact consumers. For example, collectors can place up to seven attempted phone calls per week—per debt!—either to the consumer or to friends and family to ask for the consumer’s contact information. These…
Watch Recording Read More about Kitchen Table Economics: Dealing with debt and debt collection
significant new FDCPA regulations took effect, a Supreme Court decision significantly impacts standing in FDCPA cases, and twenty-one appellate court panels issued important FDCPA published decisions. Of special note, all the chapters in the digital version of NCLC’s Fair Debt Collection have been extensively reorganized, rewritten, and updated.
November 15, 2021 Princeton’s Debt Collection Lab tracks debt collection court cases in real time and has begun doing so in five states. The DCL also uses the arts and storytelling to change the narrative about debt justice. Advocates may use the online debt collection tracker to examine which neighborhoods are hardest hit by debt…
Watch Recording Read More about Introduction to the Debt Collection Lab’s Debt Collection Tracker Tool and the Need for a More Enabling Environment for Debt Collection Data
