March 9, 2022 — Issue Brief

In support of An Act Relative to Fairness in Debt Collection (S663/H1168) or the Debt Collection Fairness Act (DCFA)

As of December 2020, 19% of Bay Staters had a debt in collection — rising to 35% in communities of color. The economic strain of the pandemic will inevitably result in a tsunami of increased debt collection that will disproportionately impact low-income families and communities of color. Consumer protections like those in the DCFA are powerful and necessary economic and racial justice reforms that do not require a state expenditure and will help address other systemic problems, like housing and racial equity issues, by keeping more money in the pockets of disadvantaged families