The National Consumer Law Center thanks Senator Eldridge for introducing S.578 and Representative Brodeur for introducing its companion H.919 and offers the following testimony in support of S.578/H.919
A group letter supporting S2734/H4694, An Act relative to fairness in debt collection (or the Debt Collection Fairness Act (DCFA)), within the text of S.2842/H.4887, An Act enabling partnerships for growth as you conference the Senate and House versions of the bill.
Read More about Support the Debt Collection Fairness Act (DCFA)
Opinion of the Supreme Court of the United States in Obduskey v. Mccarthy & Holthus LLP NCLC submitted an amicus brief in support of the consumer’s argument that non-judicial foreclosures are covered under the FDCPA, clarifying that mortgages are debts, the law firm in question was a debt collector, and the letter in question was…
Read More about Slip Opinion in Obduskey v. Mccarthy & Holthus LLP
In 2021, the 15 most common private litigants in collection lawsuits in 16 California counties were all credit card issuers and debt buyers. Collectively, these 15 companies were engaged in 76.2% of all collection lawsuits filed in those counties.
Infographic depicting the impact of debt collection on older consumers.
This letter focuses primarily on actions needed due to the CFPB’s final debt collection rule. However, these actions are intended to supplement, not replace, critical reforms to debt collection regulations that NCLC has outlined separately.
Read More about Non-Regulatory Actions Needed on Debt Collection
Debt collection complaints reported nationally and more.
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