Appearing in NPR on September 21, 2023, Noam Levey talks to Chi Chi Wu about a Kaiser Family Fund Health News/NPR investigation into medical debt and the burden is places on about 100 million people. “Negative credit reporting is one of the biggest pain points for patients with medical debt. When we hear from consumers…
Read More about NPR: Medical debt could soon be barred from ruining your credit score
Coalition letter asking asking CFPB, OCC, FHFA, FHA, and other federal regulators to encourage lenders to refrain from reporting negative information to the Big Three credit bureaus for consumers impacted by the Maui wildfires and Hurricane Idalia, or at a minimum, to follow the credit reporting provisions of the CARES Act for these consumers.
This article discusses common issues involving criminal record reporting and tenant screening that may give rise to claims under the FCRA, and it provides practical guidance for obtaining relief.
Read More about Digital Library: FCRA Remedies When Criminal Records Lead to Rental Denials
A new report from the National Consumer Law Center explains that the screening process is riddled with errors and bias that disproportionately harms Black and Latino/Hispanic renters.
Read More about New Report Examines How Abuse and Bias in Tenant Screening Harm Renters
Landlords in the United States almost always engage in some form of screening of rental applicants. This screening often involves reports or scores purchased from specialized tenant screening consumer reporting agencies (CRAs). The reports typically combine information about eviction filings, criminal records, and credit history. Often the reports include a score or recommendation based on these records, and in some cases, this score or recommendation is the only information conveyed to the landlord.
Consumer advocates cheer announcement that the Consumer Financial Protection Bureau (CFPB) is proposing a prohibition on the reporting of all medical debts on credit reports.
Appearing in Money Magazine on Aug. 7, 2023, Adam Hardy looks at new ways to instantly increase your credit scores and talks to Ariel Nelson about how these programs might not be as helpful as they appear–and in some cases could harm low-income folks who are already struggling. Not all credit-boosting programs are created equal,…
The Fair Chance in Employment Act will limit the use of credit reports in hiring decisions. The use of credit reports in employment decisions is harmful and unfair to workers for a number of reasons. First is the absurdity of the practice. Considering credit histories in hiring creates a vicious Catch-22 for job applicants. A…
Read More about Testimony on the 2023 Fair Chance in Employment Act
The hearing will begin at 10:30 AM at the State House, Room A-1 and will be available virtually at malegislature.gov BOSTON – Today, the Joint Committee on Labor and Workforce Development will hold a hearing that includes analysis of the Fair Chance in Employment Act (FCEA): S.1144 and H.1434. Together, the bills, filed by Sen.…
These bills would ensure that employers in Massachusetts cannot consider an employee’s or job applicant’s credit report in making hiring or employment decisions.
The National Consumer Law Center urges the Consumer Financial Protection Bureau (CFPB) to address how forced arbitration clauses in credit monitoring contracts are being used by consumer reporting agencies (CRAs) to compel arbitration of Fair Credit Reporting Act lawsuits. NCLC urges the CFPB to address this issue in its forthcoming FCRA rulemaking by prohibiting the…
Read More about NCLC Request for CFPB to Limit Arbitration of FCRA Lawsuits
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