Appearing in American Banker on Jan. 23, 2024, a letter to the editor by NCLC Senior Attorney Chi Chi Wu takes on claims the Consumer Financial Protection Bureau (CFPB) is overstepping its authority by banning medical debt from credit reports. “Banning medical debts from credit reports will allow consumers to access credit more affordably, qualify…
Effective January 23, 2024, two new CFPB advisory opinions clarify several critical Fair Credit Reporting Act (FCRA) issues and should facilitate private FCRA litigation. The first addresses accuracy issues in background check reports used by most employers and landlords. The second addresses problems consumers face when seeking complete disclosure of their credit reports. A new…
Read More about Digital Library: Two New CFPB Advisory Opinions Facilitate Private FCRA Litigation
This free, four-part consumer debt program provides the knowledge attorneys need to assist low-to-moderate-income clients.
Register for the Four-Part Webinar Series Read More about Credit, Debt, and Foreclosure - Consumer Law Basics
This webinar will provide an overview of the basics of the Fair Credit Reporting Act.
Watch the Recording Read More about Consumer Law Basics: Fair Credit Reporting Act & Tenant Screening
New guidance addresses inaccurate background check reports and sloppy practices in providing workers and renters with copies of their reports.
NCLC submitted a letter, along with 60 consumer, civil rights, health care, and advocacy organizations, urging CFPB Director Chopra not to delay the CFPB’s planned FCRA rulemaking. This letter responds to a November 17, 2023 letter sent by 15 industry trade organizations urging Director Chopra to slow down the FCRA rulemaking by issuing an Advanced…
Read More about Letter from 60 Groups: Do Not Delay FCRA Rulemaking
Please support NCLC's work to advance consumer rights and economic justice with a tax-deductible contribution today!
Donate
