Consumer Financial Protection Bureau (CFPB) Archives

Group Comments to the CFPB Regarding Delay of Payday Loan Rule Compliance Date

March 18, 2019

Comments to the Consumer Financial Protection Bureau Proposed Rule on Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date

Comments to the CFPB on the Equal Credit Opportunity Act and Regulation B

December 1, 2020

Coalition comments in response to the Consumer Financial Protection Bureau’s Request for Information (RFI) under the Equal Credit Opportunity Act (ECOA).

Comments to the CFPB Opposing Changes to the Payday Lending Rule

May 15, 2019

Consumer and civil rights groups named above, write to strongly oppose the proposed rescission (“Proposal”)3 of the Consumer Financial Protection Bureau’s rule to establish ability-to-repay requirements for payday and vehicle title loans.

Comments to CFPB on Facilitating the LIBOR Transition by Amending Regulation Z

August 4, 2020

Comments to the Consumer Financial Protection Bureau on Facilitating the LIBOR Transition by Amending Regulation Z by the National Consumer Law Center on behalf of its low income clients with Americans for Financial Reform Education Fund, NAACP, National Community Reinvestment Coalition (NCRC), National Fair Housing Alliance, and Student Borrower Protection Center.

Comments to CFPB on Qualitative Testing of Validation Notice

July 29, 2020

NCLC Comments to CFPB on its Qualitative Testing of Validation Notice

Group Comments to the CFPB on the Equal Credit Opportunity Act and Regulation B

December 1, 2020

The 48 undersigned consumer, civil rights, community, housing, and other public interestorganizations submitted comments in response to the Consumer Financial Protection Bureau’s Request for Information (RFI) on the Equal Credit Opportunity Act (ECOA) and Regulation B.

Coalition Letter Urging CFPB to Extend Pre-Foreclosure Protections into 2022

October 13, 2021

Coalition Letter to CFPB re: Need for Pre-Foreclosure Protections in 2022 Due to the Ongoing COVID-19 Pandemic

Coalition Letter to the CFPB Opposing Payday Disclosure Testing

December 14, 2020

The Center for Responsible Lending and the undersigned consumer, civil rights, community and faithbased organizations oppose the Bureau’s plans to engage in payday loan disclosure testing. We do so in the broader context of the Bureau’s having repealed much-needed substantive ability-to-repay protections without basis and in light of the overwhelming evidence that disclosures will not protect consumers from the harms associated with payday lenders’ practice of making payday loans without reasonable ability-to-repay determinations.

Coalition Comments to CFPB Opposing Proposal to Delay Payday Rule Compliance Date

March 18, 2019

The undersigned 130 consumer, civil and human rights, labor, and community organizations write instrong opposition to the Consumer Financial Protection Bureau’s (CFPB or Bureau) proposal to delaythe August 19, 2019 compliance date for the Mandatory Underwriting Provisions of the 2017 FinalRule governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.

Coalition Comments on the CFPB's Proposed Rule to Protect Homeowners Impacted by the COVID-19 Emergency

May 10, 2021

Comments to The Consumer Financial Protection Bureau re: Protections for Borrowers Affected by the COVID-19 Emergency under the Real Estate Settlement Procedures Act (RESPA), Regulation X, Docket No. CFPB-2021-0006

CFPB Response to NCLC Letter on Consumer Reporting Policy

November 9, 2020

CFPB Response to NCLC Letter re: Consumer Reporting Policy Statement

CFPB Debt Collection Rule Must Protect Consumers, Not Abusive Collectors

May 1, 2019

The Consumer Financial Protection Bureau (CFPB) has proposed a rule governing third-party debt collectors. The proposal adds some consumer protections but also weakens the Fair Debt Collection Practices Act (FDCPA) by undermining its goals of stopping harassment, protecting consumer privacy, and preventing collection against the wrong person or in the wrong amount.

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