Consumer Financial Protection Bureau (CFPB) Archives

Comments to CFPB on Qualitative Testing of Validation Notice

July 29, 2020

NCLC Comments to CFPB on its Qualitative Testing of Validation Notice

Group Comments to the CFPB on the Equal Credit Opportunity Act and Regulation B

December 1, 2020

The 48 undersigned consumer, civil rights, community, housing, and other public interestorganizations submitted comments in response to the Consumer Financial Protection Bureau’s Request for Information (RFI) on the Equal Credit Opportunity Act (ECOA) and Regulation B.

Coalition Letter Urging CFPB to Extend Pre-Foreclosure Protections into 2022

October 13, 2021

Coalition Letter to CFPB re: Need for Pre-Foreclosure Protections in 2022 Due to the Ongoing COVID-19 Pandemic

Coalition Letter to the CFPB Opposing Payday Disclosure Testing

December 14, 2020

The Center for Responsible Lending and the undersigned consumer, civil rights, community and faithbased organizations oppose the Bureau’s plans to engage in payday loan disclosure testing. We do so in the broader context of the Bureau’s having repealed much-needed substantive ability-to-repay protections without basis and in light of the overwhelming evidence that disclosures will not protect consumers from the harms associated with payday lenders’ practice of making payday loans without reasonable ability-to-repay determinations.

Coalition Comments to CFPB Opposing Proposal to Delay Payday Rule Compliance Date

March 18, 2019

The undersigned 130 consumer, civil and human rights, labor, and community organizations write instrong opposition to the Consumer Financial Protection Bureau’s (CFPB or Bureau) proposal to delaythe August 19, 2019 compliance date for the Mandatory Underwriting Provisions of the 2017 FinalRule governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.

Coalition Comments on the CFPB's Proposed Rule to Protect Homeowners Impacted by the COVID-19 Emergency

May 10, 2021

Comments to The Consumer Financial Protection Bureau re: Protections for Borrowers Affected by the COVID-19 Emergency under the Real Estate Settlement Procedures Act (RESPA), Regulation X, Docket No. CFPB-2021-0006

CFPB Response to NCLC Letter on Consumer Reporting Policy

November 9, 2020

CFPB Response to NCLC Letter re: Consumer Reporting Policy Statement

CFPB Debt Collection Rule Must Protect Consumers, Not Abusive Collectors

May 1, 2019

The Consumer Financial Protection Bureau (CFPB) has proposed a rule governing third-party debt collectors. The proposal adds some consumer protections but also weakens the Fair Debt Collection Practices Act (FDCPA) by undermining its goals of stopping harassment, protecting consumer privacy, and preventing collection against the wrong person or in the wrong amount.

Letter to the CFPB Addressing the Bureau’s Approach to Consumers with Limited English Proficiency

November 30, 2020

The 26 undersigned consumer, civil and human rights, labor, community and legal servicesorganizations write to voice concerns with the Bureau’s approach to consumers withLimited English Proficiency (LEP consumers) in the recently finalized Debt Collection Practices(Regulation F) rule, and to encourage the Bureau to provide greater protections in its upcomingdisclosure rule under the FDCPA.

Amicus Brief: Seila Law v. CFPB

January 22, 2020

This brief supports the 9th Circuit’s ruling that the Dodd-Frank Act provision providing that the Director of the CFPB only can be terminated by the President for-cause is constitutional.

Comments to the CFPB Regarding Residential Property Assessed Clean Energy (PACE) Financing

May 7, 2019

Comments on the evolution of PACE mortgage loans and how Congress’s directive to issue regulations presents an opportunity to ensure that this emerging credit product abides by safe and transparent practices.

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