Digital Library: Supreme Court says Federal Agencies Can be Sued Under Fair Credit Reporting Act
A new NCLC Digital Library article looks at widespread implications for consumers using the FCRA to recover damages from federal agencies.
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Digital Library: Two New CFPB Advisory Opinions Facilitate Private FCRA Litigation
Effective January 23, 2024, two new CFPB advisory opinions clarify several critical Fair Credit Reporting Act (FCRA) issues and should facilitate private FCRA litigation. The first addresses accuracy issues in background check reports used by most employers and landlords. The second addresses problems consumers face when seeking complete disclosure of their credit reports. A new…
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Digital Library: New Consumer Law Rights Taking Effect in 2024
This article lists federal and state consumer law rights scheduled to go into effect or expire, during the period from December 1, 2023, through January 1, 2025.
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Digital Library: 2023 in Review on the NCLC Digital Library
The NCLC Digital Library keeps you current with authoritative analysis of all of the latest developments in consumer law.
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Digital Library: Widespread FDCPA Violations in Collection of Medical Debt
A November 2023 CFPB report on the Fair Debt Collection Practices Act (FDCPA) highlights the untapped potential of FDCPA claims where debt collectors collect on medical debt not owed or owed in a lesser amount. The report describes how tens of millions of Americans face medical debt collection—somewhere between 17% and 35% of all adults have…
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15 Blunders in Seeking an Attorney Fee Award
A new NCLC Digital Library article identifies 15 blunders to avoid when seeking a statutory attorney fee award. There are 8 blunders in filling out time records, which must be “bullet-proof.” The remaining mistakes relate to hours that count for statutory fees, evidence supporting an hourly rate, and the presentation to the court justifying the fee award.
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