Fact Sheet: State Annual Percentage Rate (APR) Caps for $500, $2,000, and $10,000 Installment Loans
A summary of the U.S. states that cap the maximum annual percentage rate (APR) on small - to mid-size installment loans.
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Appendix C: Checklist to Evaluate a State Student Protection Fund (SPF)
Appendix C of How States Can Help Students Harmed by Higher Education Fraud
Read More about Appendix C: Checklist to Evaluate a State Student Protection Fund (SPF)
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Group Letter to the Public Service Commission of West Virginia regarding Appalachian and Wheeling Power Companies
National and West Virginia advocacy organizations urge the Public Service Commission to protect West Virginia ratepayers and reject the relief requested by the Companies.
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Model State Act Limiting Arbitration
Much attention is now being paid to the expanded use of forced arbitration clauses in employment and consumer contracts, the attendant harms to consumers and employees, and the possibility of federal intervention. Recent media attention has highlighted the harms that arbitration inflicts on Americans every single day. And a flurry of federal activity (both congressional…
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Statute of Limitations Reform Act
Statutes of limitations are laws that limit the length of time available for bringing a lawsuit in court. They are designed to protect “defendants and the courts from having to deal with cases in which the search for truth may be seriously impaired by the loss of evidence, whether by death or disappearance of witnesses,…
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Making Repossessions Safer and Fairer: Model Consumer Amendments to Uniform Commercial Code Article 9
Existing law governing repossession of motor vehicles and other personal property leaves consumers vulnerable to the whims of creditors and largely in the dark as to the nature of the process. Secured creditors can, without any court or other government supervision, decide when to repossess the consumer’s property, seize it without notice, and sell it…
