Resources Archive

Single Family Housing Loan Quality Assessment Methodology Defect Taxonomy

August 25, 2022

Thank you for the opportunity to comment on the defect taxonomy for FHA servicing. We understand that HUD will use this defect taxonomy as a tool to evaluate lender and servicer compliance with their regulations, and our comments focus on the mortgage servicing components of the taxonomy.

Settlement Agreement Between Connecticut Fair Housing Center, Inc. and Liberty Bank

August 25, 2022

This Agreement resolves a Complaint filed by CFHC against the Bank on October 4, 2018, alleging, inter alia, violations of the Fair Housing Act (“FHA”), 42 U.S.C. §§ 3601 et seq., Connecticut Fair Housing Center, Inc. v. Liberty Bank, D. Conn. Case No.: 18-cv-1654 (the “Civil Action”).

Servicemembers, Veterans, and Debt Collection

August 25, 2022

A strong rule from the Consumer Financial Protection Bureau (CFPB) is needed to protect consumers from abusive debt collection tactics, especially servicemembers and veterans, whose lives and careers are negatively impacted by aggressive debt collection tactics.

Second motion to dismiss on behalf of defendants Atalaya Capital

August 25, 2022

Second Amended Complaint in Eastman v. NPL Capital LLC

August 25, 2022

In the United States District Court for the District of Colorado, John Eastman v. NPL Capital LLC

SECOND AMENDED COMPLAINT 15 U.S.C. § 1692, et seq. (Fair Debt Collection Practices Act)

August 25, 2022

United States District Court, District of Oregon, Portland Division, Jillian McAdory v. M.N.S. Associates, LLC, and DNF Associates, LLC

Sample Request for Information Under RESPA to Obtain Identity of Mortgage Owner

August 25, 2022

The form written request copied below can be used to obtain from the servicer of the debtor’s mortgage information about the owner of the mortgage. This information is particularly useful in determining the proper party in foreclosure proceedings, for exercising rescission rights, for naming the proper party in bankruptcy lien strip off and claim objection…

S. 1414, to Provide Bankruptcy Relief for Student Borrowers

August 25, 2022

Bill text for S. 1414, legislation to provide bankruptcy relief for student borrowers

Roadmap: Help Strengthen the CFPB’s Debt Collection Rule

August 25, 2022

The Consumer Financial Protection Bureau (CFPB) has proposed a new rule governing debt collectors. In many ways, the rule does more to protect abusive collectors than consumers. You can help push for a strong rule that protects consumers by submitting a comment by August 19 and spreading the word to encourage others to do so.

Review of HUD Policy in Opportunity Zones

August 25, 2022

The 22 undersigned community, housing, civil rights, consumer and other advocacy organizations appreciate the opportunity to submit comments on the request for information on actions the Department of Housing and Urban Development (HUD) can pursue to align HUD’s policies and practices to maximize the benefits and reduce the negative outcomes of investment in Opportunity Zones.…

Reverse Mortgage Issues in the COVID-19 Pandemic

August 25, 2022

Response in the matter of Moratorium on Disconnection of Utility Services during the public health emergency declared on March 9, 2020

August 25, 2022

Verified response of Community Organizing and Family Issues (COFI) to Illinois Utilities’ responses to the Illinois Commerce Commission’s Emergency Interim Order of March 18, 2020.

All Resources

Single Family Housing Loan Quality Assessment Methodology Defect Taxonomy

Settlement Agreement Between Connecticut Fair Housing Center, Inc. and Liberty Bank

Servicemembers, Veterans, and Debt Collection

Second motion to dismiss on behalf of defendants Atalaya Capital

Second Amended Complaint in Eastman v. NPL Capital LLC

SECOND AMENDED COMPLAINT 15 U.S.C. § 1692, et seq. (Fair Debt Collection Practices Act)

Sample Request for Information Under RESPA to Obtain Identity of Mortgage Owner

S. 1414, to Provide Bankruptcy Relief for Student Borrowers

Roadmap: Help Strengthen the CFPB’s Debt Collection Rule

Review of HUD Policy in Opportunity Zones

Reverse Mortgage Issues in the COVID-19 Pandemic

Response in the matter of Moratorium on Disconnection of Utility Services during the public health emergency declared on March 9, 2020

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