Towards Justice, the National Consumer Law Center, and Vedra Law LLC Claim Illegal a Large- Medical Debt Collection in Colorado
Read More about UCHealth Patients Sue Debt Collector in Denver District Court
These comments are based on the experience of our organizations and the developments advocates and housing counselors in the field have reported to us in response to the COVID-19 pandemic
Pursuant to the Public Notice issued by the Consumer and Governmental Affairs Bureau, the National Consumer Law Center (NCLC) files these comments on behalf of its low-income clients and Consumer Federation of America, Consumer Reports, EPIC and the National Association of Consumer Advocates in response to the Commission’s proposal to adopt rules setting forth the…
Key differences between the 2016 and 2019 Borrower Defense rules.
Read More about Top 10 Ways the New Borrower Defense Rule Is Worse for Borrowers
Testimony before the Senate Committee on Banking, Housing & Urban Affairs regarding the Libor transition and protections for consumers and investors.
Read More about The LIBOR Transition: Protecting Consumers and Investors
The LIBOR is the most widely used index for adjustable rate mortgages (ARMs). At the end of 2021 it will cease to exist or become unreliable. While mortgage contracts give noteholders the authority to replace the index, it has not been done on such a scale, and the standard contract language is problematic. The Alternative Reference Rate Committee (ARRC) has made recommendations for a new index and for the transition, but the ARRC’s recommendations are only voluntary.
Read More about The End of LIBOR Risk & Solutions for Residential Mortgages
We respectfully request that the subcommittee fund LIHEAP at the full authorizedamount of $5.1 billion and note the need is likely to be greater.
Testimony of Chi Chi Wu, National Consumer Law Center Before the U.S. House of Representatives Committee on Financial Services regarding “A Biased, Broken System: Examining Proposals to Overhaul Credit Reporting to Achieve Equity”
Testimony of the National Consumer Law Center, on Behalf of Its Low-Income Clients Before the House Committee on Appropriations Subcommittee on Labor, Health & Human Services, Education, and Related Agencies re: FY 2023 Appropriations for the HHS Low Income Household Water Assistance Program
Testimony before the U.S. House of Representatives Committee on Financial Services Subcommitee on Oversight and Investigations
Read More about Testimony on Consumer Credit Reporting: Assessing Accuracy and Compliance
All states that have examined the financial impact of alternative energy suppliers on residential consumers have reached similar findings – alternative energy suppliers charge customers more for utility service that is essentially identical to distribution utility service.
Written Testimony of Ariel Nelson, Staff Attorney at the National Consumer Law Center in Support of H.B. 6528 before the Housing Committee of the Connecticut General Assembly, 2021 Regular Session
Read More about Testimony of NCLC Staff Attorney Ariel Nelson Supporting CT HB 6528
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