Consumer Facts: Your Right to Know
Issue Brief about the Direct Express® Prepaid Debit Card For Social Security, SSI and Other Federal Payments.
All Resources
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The Role of the States under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010
The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 overhauls the federal consumer protection system. The Act creates a Consumer Financial Protection Bureau charged with protecting consumers from unscrupulous practices by mortgage lenders, credit card companies, and others in the financial world.
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Restore the States’ Traditional Role as “First Responder”
Consumer protection in the financial world has been dramatically weakened in the last several years by preemption of state consumer protection laws. Broad preemption of state law is a recent phenomenon; for most of the 150 years since national banks were created, they have complied with state law. Preemption has harmed states’ ability to respond…
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Consumer Comments to FDIC Opposing Rent-a-Bank Arrangements
The undersigned national and state consumer, legal services and civil rights groups have submitted these comments on the FDIC’s proposed Third-Party Lending Guidance (Third-Party Guidance).
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Confronting Criminal Justice Debt: A Guide for Policy Reform
CJPP has developed a Guide for Policy Reform, which highlights the different areas of law that spawn harmful practices and outlines a wide array of policy levers for bringing about systemic reform. The guide provides a detailed discussion of policy strategies for (1) addressing conflicts of interest that arise when legal actors rely on revenue generated…
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Advocacy to Manage Low-Income Utility Debt in the Age of COVID-19
Powerpoint presented during a webinar series on the impact of COVID-19 on utility ratemaking.
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Group Letter Regarding Emergency Request for Increased Lifeline Support During the COVID-19 Crisis
The undersigned organizations request the FCC immediately take actions to adapt the Lifeline program to meet the COVID-19 crisis.
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Don't Add Insult to Injury: Medical Debt & Credit Reports
Expenses for life-saving or medically necessary care are often unexpected, and can throw a family into an immediate financial crisis. This crisis is compounded when families cannot pay for these surprise expenses and the debt is reported to credit bureaus. The blemishes on a credit report (which employers and landlords as well as creditors may…
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Letter to Rohit Chopra Regarding Additional Actions the CFPB Should Take to Protect Consumers with Medical Debt
Letter highlighting important additional actions that the CFPB should take to protect and assist consumers with medical debts in collection.
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Testimony of NCLC Attorney John Rao at the U.S. House Judiciary Subcommittee Hearing on “Oversight of Bankruptcy Law and Legislative Proposals”
This testimony’s focus is on the discharge of student loans in bankruptcy
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