Assets are the foundation for promoting long-term economic opportunity for Americans. They provide security during unexpected financial troubles, such as medical expenses, car repairs, or job loss. Assets also foster and encourage long-term plans and dreams, such as going to college and starting a business. For the past few generations, homeownership has been the bedrock…
Resident ownership of manufactured home communities is a proven strategy with profound benefits.
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State legislatures have the authority to adopt laws that will govern manufactured home issues throughout the state. However, the maxim that all politics is local applies with special force to manufactured housing issues. Some of the policies that affect manufactured housing and the opportunity to build wealth through homeownership are primarily—or exclusively— within the purview…
This purpose of this guide is to help you access public sources of financing for the purchase, rehabilitation or refinancing of manufactured homes. It is intended as a resource for consumers, nonprofit practitioners and advocates interested in leveraging public funding streams in support of affordable housing and asset building strategies using manufactured housing. In addition…
Read More about Accessing Public Resources for Homes & Communities
A new rule proposed by the Federal Housing Finance Agency (FHFA) will give Fannie Mae and Freddie Mac the incentive to invest in manufactured home financing—but only if the homes are classified as real property. Most states have significant policy barriers to classifying manufactured homes as real property. Failure to reform the existing inadequate laws…
Read More about Titling Reform: How States Can Encourage GSE Investment in Manufactured Homes
By 2040, experts predict that 55% of global new car sales and 33% of the global vehicle fleet will be lectric. The transition to electric vehicles and electrified transportation is in progress, and prioritizing the needs of low-income consumers will be essential if the potential benefits of electric vehicles and electrified transportation are to be…
Transportation expenses are the second largest household expense for most families, even before the recent jump in gasoline prices. Rural families pay even more. Electric vehicles (EVs) can help consumers save money on transportation over the long term. At the same time, as underscored by the war and humanitarian crisis in Ukraine, decreasing our reliance…
Read More about Pressure at the Pump: Electric Vehicles Can Be Part of the Long-Term Solution
AUTHORS: Philip B Jones (Alliance for Transportation Electrification), Jonathan Levy (EVgo/Vision Ridge), Jenifer Bosco (NCLC), John Howat (NCLC), John W Van Alst (NCLC), and Lisa C Schwartz, editor, Lawrence Berkeley National Laboratory. The provision of electricity in the United States is undergoing significant changes for a number of reasons. The implications are unclear. The current…
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