Resources Archive

Testimony of April Kuehnhoff on Examining Legislation to Protect Consumers and Small Business Owners from Abusive Debt Collection Practices

September 26, 2019

Americans are struggling under very high debt burdens. An estimated one in every three adults with a credit report has a debt in collection. For the vast majority of these consumers, it not an unwillingness to pay their debts but a host of other factors that lead people into the hands of debt collectors, including…

2022 Consumer Protection Federal Priorities

February 18, 2022

Coalition Comments to CFPB Regarding Big Tech Payment Platforms

December 21, 2021

65 consumer, civil rights, faith, legal services and community groups submitted comments in response to the Consumer Financial Protection Bureau’s (CFPB) inquiry intocertain business practices of six large technology companies operating payments systems in the United States. In these comments, we would like to focus on consumer protections in those payment systems, and in particular…

Letter from CFPB Acting General Counsel Concerning Advisory Opinion on Earned Wage Access

January 18, 2022

Letter from Seth Frotman, Acting General Counsel at the Consumer Financial Protection Bureau to advocates concerning the Bureau’s advisory opinion on earned wage access.

Joint Comment to FHA’s Defect Taxonomy of the Single Family Housing Policy Handbook

January 28, 2022

On behalf of the industries, clients, and communities we represent, the undersigned write to comment on HUD’s proposed defect taxonomy for loan servicing reviews. This joint industry-consumer comment supplements our organizations’ individual comments and sets out essential principles we see as vital in the creation of any defect taxonomy.

Group comments on OCC Notice of Proposed Rulemaking, Permissible Interest on Loans

January 20, 2020

Interest rate limits are the single most effective tool states have to protect their residents from predatory loans. Predatory loans include payday and car title loans that often carry annual interest rates as high as 300% or more. Predatory loans also include high-cost installment loans and lines of credit with rates approaching and well exceeding…

Coalition Letter Urging FDIC to Stop Permitting its Supervised Institutions to Front for Predatory Lenders

February 4, 2022

Accountable.US, Americans for Financial Reform Education Fund, Center for Responsible Lending, Consumer Action, Consumer Federation of America, Consumer Reports, the Leadership Conference onCivil and Human Rights, NAACP, National Association of Consumer Advocates, National CommunityReinvestment Coalition, National Consumer Law Center (on behalf of its low-income clients), Public Citizen, U.S. PIRG, UnidosUS and the Woodstock Institute write…

Presentation to the FCC: Telephone Subscribers Must be Protected from Robocalls Perpetrating Criminal Frauds

February 8, 2022

Powerpoint presentation of National Consumer Law Center, Electronic Privacy Information Center, Consumer Reports, National Consumers League, Public Knowledge, UnidosUS. and U.S. PIRG to the FCC on the scope and impact of scam robocalls and proposed regulatory fixes to stop the deluge of unwanted calls.

Rental Debt Report - Appendix A

Delivering on the Child Tax Credit: Protect Payments from Government Offset

September 15, 2021

Congress is working to extend its historic improvements to the Child Tax Credit that will slash child poverty. Congress made significant improvements to the Child Tax Credit (CTC) for 2021 that are projected to cut child poverty by more than 40%. Legislation to extend these improvements is currently being considered as part of the reconciliation…

Group Letter to Secretary Yellen Regarding CTC and EITC Protection from Offset

February 17, 2022

The undersigned 105 organizations, focus on promoting the well-being of children and families, financial security of low-income families, reduction of poverty and inequality, and protection of taxpayer rights. We write to express our concern that the Treasury Department’s practice of reducing or eliminating payments made in tax refunds to low-income families undermines the social safety…

Joint Coalition Comments on the CFPB's Inquiry into Buy Now, Pay Later Credit Products

March 28, 2022

The undersigned 77 consumer, housing, civil rights, legal services, faith, community, small business, student borrower, and public interest organizations appreciate the opportunity to comment on the CFPB’s inquiry into Buy Now, Pay Later (BNPL) credit products that are proliferating across market areas. We welcome the CFPB’s recent inquiry into Affirm, Afterpay, Klarna, PayPal, and Zip,…

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