Comments filed on behalf of low-income clients and a coalition of consumer and privacy organizations opposing in all respects the Petition filed by DentalPlans.com.
Americans for Financial Reform Education Fund, National Consumer Law Center, and the undersigned organizations urge the Federal Reserve Board to ensure that financial institutions carefully consider the potential impacts of climate-related financial risks in the context of racial, economic, environmental, and climate justice and the financial institutions’ obligations under the Fair Housing Act, the Equal…
In this letter, 40 signatories outline priorities that include supporting a strong gainful employment rule, protecting the borrower defense and 90/10 regulations, and strengthening the incentive-based compensation ban.
The letter was written in response to the Senator’s January 17, 2023 letter requesting information on the impact of the attempts to block President Biden’s transformational plan to cancel up to $20,000 in student loan debt for millions of Americans.
The 39 organizations listed below are pleased to submit these comments in response to the Federal Trade Commission’s (FTC) Advance Notice of Proposed Rulemaking regarding unfair or deceptive fees, R207011. These comments discuss the many fees, which we refer to as “junk fees,” charged to renters and rental housing applicants. The organizations urge the FTC…
NCLC writes to express our continued concern about the Treasury Department’s practice of using the Treasury Offset Program (TOP) to reduce or eliminate payments made through refundable Child Tax Credits (CTC) and Earned Income Tax Credits (EITC) when paid as part of a federal tax refund. These tax credits are intended to support families and…
The National Consumer Law Center (on behalf of its low-income clients), Consumer Action, Consumer Federation of America, and U.S. PIRG express significant concerns about the Financial Data Privacy bill discussion draft, whichwould amend the Gramm-Leach-Bliley Act (GLBA). While claiming to strengthen GLBA and increase consumer protections, this bill actually wouldresult in fewer rights for consumers,…
The below-signed immigrant rights, consumer rights, and privacy organizations urge the Consumer Financial Protection Bureau (CFPB) to use the full force of its authority under the Fair Credit Reporting Act (FCRA) to rein in widespread harmful behavior by the data broker industry. The CFPB’s statutory purpose, in part, is to ensure that “markets for consumer…
Low- and moderate-income renters have faced tremendous challenges in recent years, including shortages of affordable, decent housing; spiking rent increases; and abuses by corporate and private equity landlords. Contributing to these woes are practices that are regulated by consumer laws, including tenant screening reports, collection of rental debt, and imposition of junk fees. The following reforms are much needed to help struggling renters obtain and keep safe, decent, affordable housing.
The undersigned civil rights, consumer rights, faith-based, criminal justice, and reentry organizations respectfully submitted the following comments in response to the Federal Trade Commission’s (FTC) Advance Notice of Proposed Rulemaking (“ANPR”) regarding unfair or deceptive fees, R207011.1 These comments discuss junk fees affecting justice-involved people. The organizations urge the Commission to identify and confront the…
The National Fair Housing Alliance (“NFHA”) and the undersigned civil rights and consumer advocacy organizations urge the Department of Veterans Affairs (“VA”) to: Incorporate civil rights and consumer perspectives in the upcoming revisions to appraisal regulations and policies; and Provide transparency regarding the VA’s standards for fair housing oversight and accountability mechanisms.
Comments submitted on behalf of civil rights and consumer advocacy organizations regarding the request for public input issued by the Financial Access and Education Subcommittee of the White House Task Force on New Americans. The consumer groups urge the Financial Access and Education Subcommittee to incorporate policies that would explicitly expand language access within the…