Student Loan Help Video Series
Student loan borrower help video series explains repayment options as rapid changes in policy, and funding create confusion.
All Resources
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Nearly 200 Groups Demand Senate Oppose Defunding the CFPB
NCLC joined a letter from civil rights, community, consumer, labor, faith-based, small business, farm, and other organizations urge Congress to stand up for the Consumer Financial Protection Bureau (CFPB) and oppose any and all efforts to destroy or hobble the agency’s ability to protect consumers and hold Wall Street and predatory finance accountable by stopping…
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Letter Opposing H.R. 1653, the Civil Investigative Demand Reform Act of 2025
We oppose H.R. 1653 (Barr), the Civil Investigative Demand Reform Act of 2025. The bill would make it more difficult for the CFPB to investigate violations of the law and easier for lawbreakers to delay and hamstring enforcement.
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What Rights Do Buy Now, Pay Later Purchasers Have?
The consumer protections that apply to “buy now, pay later” (BNPL) credit are now uncertain after the Consumer Financial Protection Bureau (CFPB) withdrew its interpretation that BNPL providers must provide many of the same rights to consumers that they would have with a credit card. Although the ability to split a purchase into four payments…
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Letter from 70 Groups Opposing S.1465, Credit Access and Inclusion Act
Seventy (70) organizations, led by NCLC, sent this letter opposing S.1465, the Credit Access and Inclusion Act. This legislation is touted as helping “credit invisible consumers” by adding rent and utility payment information to their credit reports. However, the actual intent of the bill is to preempt state and other federal laws that protect consumer…
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Turn On the Tap
Case studies explore how low-income water affordability and assistance programs around the country are using data sharing to increase participation.
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House Budget Reconciliation Sign-on Letter - Transportation
This letter opposes the improper use of the reconciliation process to attempt to unravel clean transportation rules.
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Testimony Before the Senate Committee on Appropriations Subcommittee on Energy and Water Development
Testimony requesting the committee’s continued support for the Department of Energy’s (DOE) Weatherization Assistance Program (WAP) core program ($375 million), WAP training and technical assistance ($15 million), and the Weatherization Readiness Fund ($52 million).
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FY2026 LIHEAP Appropriations Testimony
NCLC, on behalf of its low-income clients, submitted testimony to the Senate Committee on Appropriations, Subcommittee on Labor-HHS-Edu on FY 2026 LIHEAP appropriations. The testimony makes the case for, at a minimum, level funding of $4.1 billion, but ideally full funding at $5.1 billion.
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NCLC Letter to MA Budget Conference Committee Re Tenant Broker Fees
This letter urges the Massachusetts Budget Conference Committee to adopt the final Senate language, as amended, that bans the practice of requiring tenants to pay broker fees for rental units where the broker was hired by the landlord.
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Letter Supporting Independent Regulators
NCLC joined a letter from civil rights, labor, community, consumer protection, and economic justice advocates expressing deep and growing alarm over the continuing attacks on independent financial regulatory agencies.
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Comments on Income-Driven Repayment Application
NCLC provided the U.S. Department of Education with these comments on the new proposed form for student loan borrowers to use to request to enroll in income-driven repayment plans. NCLC’s recommended several changes to help ensure that the process of enrolling and remaining in IDR plans is as smooth and accessible as possible to all…
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