NCLC writes to express our continued concern about the Treasury Department’s practice of using the Treasury Offset Program (TOP) to reduce or eliminate payments made through refundable Child Tax Credits (CTC) and Earned Income Tax Credits (EITC) when paid as part of a federal tax refund. These tax credits are intended to support families and…
The National Consumer Law Center (on behalf of its low-income clients), Consumer Action, Consumer Federation of America, and U.S. PIRG express significant concerns about the Financial Data Privacy bill discussion draft, whichwould amend the Gramm-Leach-Bliley Act (GLBA). While claiming to strengthen GLBA and increase consumer protections, this bill actually wouldresult in fewer rights for consumers,…
The below-signed immigrant rights, consumer rights, and privacy organizations urge the Consumer Financial Protection Bureau (CFPB) to use the full force of its authority under the Fair Credit Reporting Act (FCRA) to rein in widespread harmful behavior by the data broker industry. The CFPB’s statutory purpose, in part, is to ensure that “markets for consumer…
Low- and moderate-income renters have faced tremendous challenges in recent years, including shortages of affordable, decent housing; spiking rent increases; and abuses by corporate and private equity landlords. Contributing to these woes are practices that are regulated by consumer laws, including tenant screening reports, collection of rental debt, and imposition of junk fees. The following reforms are much needed to help struggling renters obtain and keep safe, decent, affordable housing.
Read More about 2024 Consumer Reform Priorities to Protect Tenants
The National Fair Housing Alliance (“NFHA”) and the undersigned civil rights and consumer advocacy organizations urge the Department of Veterans Affairs (“VA”) to: Incorporate civil rights and consumer perspectives in the upcoming revisions to appraisal regulations and policies; and Provide transparency regarding the VA’s standards for fair housing oversight and accountability mechanisms.
Comments submitted on behalf of civil rights and consumer advocacy organizations regarding the request for public input issued by the Financial Access and Education Subcommittee of the White House Task Force on New Americans. The consumer groups urge the Financial Access and Education Subcommittee to incorporate policies that would explicitly expand language access within the…
The undersigned civil rights and consumer advocacy organizations write to explain why we are at this time declining the invitation to join The Appraisal Foundation’s (TAF’s) Council to Advance Residential Equity (“Council”). Recent research and news stories highlight how appraisal bias impacts consumers and communities of color and exacerbates the racial wealth gap, which means…
The groups strongly support HUD’s plan to issue guidance on ROVs, but the proposed Mortgagee Letter needs substantial improvement. It should be revised to provide clear, strong standards for mortgagees and a uniform ROV disclosure for borrowers. Comments submitted by: Consumer Action, Long Island Housing Services, Inc., Mountain State Justice, Inc., NAACP Legal Defense and…