PRICE Act Letter to Appropriators
This letter to House and Senate Appropriations Committees urges them to fund the recently passed PRICE Act, passed as part of the ROAD Act, and to oppose any rescissions of previous appropriations.
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Protecting the Family Home: Preventing Heirs Property Challenges Through Transfer on Death Deeds (TODDs)
The ability to pass down a home is key to building generational wealth. For most U.S. homeowners, their home is their primary asset. Although there are a range of legal options to transfer assets when a person dies, many homeowners do not have access to legal resources to evaluate all of these options. Transfer on…
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What States Can Do About Security Deposit Alternatives
Following up on our report about Security Deposit Alternatives, this document identifies actions states can do to curb abuses with these products.
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Clean Energy Financing: Why Strong Consumer Protections for Tariffed On-Bill Financing Are Essential
Programs that allow utility customers to borrow for energy efficiency and renewable energy upgrades, and to repay the loan through a surcharge on the utility bill, add debt to already debt burdened families and put low-income households at risk. These programs, referred to as tariffed on-bill financing or “inclusive utility investment,” are loans made to…
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Comment to CFPB's RFI on Access to Mortgage Credit
NCLC’s comment, joined by NHLP, CFA, AFREF, and NFHA, responds to CFPB’s questions about the TRID disclosure regime. We are issuing a press release.
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Amicus Brief in NAIB v. Weiser (10th Cir. en banc)
This is a supplemental amicus brief submitted to the U.S. Court of Appeals for the Tenth Circuit in the case National Association of Industrial Bankers et al. v. Philip J. Weiser and Martha Fulford (No. 24-1293).
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Amicus Brief in Calise v. Meta Platforms, Inc.
The brief, submitted by Tech Justice law, Check My Ads Institute, Consumer Federation of America, Consumer Reports, National Association of Consumer Advocates, and NCLC, addresses Meta’s knowledge of rampant fraudulent advertisements on its Facebook platform and the company’s system for generating revenue from those ads. The groups argue that Meta’s knowing facilitation of scam ads…
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Cuvellier v. Unison Agreement Corp. et al.
Anne Cuvellier and David Hills, on behalf of herself and all others similarly situated v. Unison Agreement Corp., Unison Investment Management, LLC, and Real Estate Equity Exchange, Inc., 3:26-cv-30126 (D. Mass.) This class action complaint seeks relief for Massachusetts borrowers against predatory mortgage lender Unison Agreement Corp. and its affiliates. The case asserts that the…
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Comments on the FTC's Proposed Policy Statement Concerning the Suppression of Accuracy in AI Systems
The FTC should withdraw the proposed policy statement as it harms consumers, creates confusion in the market, and chills compliance with state and federal antidiscrimination laws.
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Lawyers Committee Comments on FTC Proposed Policy Statement on AI
The FTC should withdraw proposed policy statement concerning the suppression of accuracy in AI systems.
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Drive Cleaner, Pay Less: EVs and Affordability
Transportation expenses are the second largest household expense for most families. Can electric vehicles help reduce transportation costs for families?
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Amicus Brief of NCLC, NACBA, and the National Consumer Rights Bankruptcy Center in Support of Plaintiffs
This brief urges a Michigan trial court to order the state House of Representatives to submit a bill to the Governor for signature. The bill would have greatly improved Michigan’s outdated exemptions. The brief includes descriptions of compelling testimony by Michigan residents about the need to improve the state’s protections against seizure of essential income…
