September 10, 2026 — Letter

NCLC is among 118 undersigned consumer, civil rights, and community organizations that urged Congress to defend and strengthen interest rate limits and transparency to address the affordability crisis by:

● Insisting that the Trump Administration deny applications from Enova and OppFi, lenders that charge annual interest rates of 100% APR and higher, to become national banks;

● Opposing H.R. 7866 (Davidson)/S. 3889 (Moreno), American Lending Fairness Act;

● Supporting S. 3721 (Whitehouse), Empowering States’ Rights to Protect Consumers Act;

● Supporting S. 3793 (Reed), Predatory Lending Elimination Act.

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