NCLC and other consumer organizations submitted comments in connection with the Federal Reserve Board’s review under the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) of the Community Reinvestment Act and the Availability of Funds and Collection of Checks as set forth in Regulation CC, 12 C.F.R. Part 229.
NCLC urges the CFPB to finalize a rule that would establish supervisory authority over larger nonbank providers of (1) money-transfer services for incarcerated people and their loved ones and (2) prepaid cards for people being released from prison or jail, known as “debit release cards” or “release cards.”
The CFPB proposed a rule to define a market for general-use digital consumer payment applications which would include providers of funds transfer and wallet functionalities. NCLC and its coalition partners wrote comments in support of the proposal to define larger participants within this market, but urged the CFPB to broaden the scope of covered transactions…
This video, part of Columbia Aging Center's Age Boom Academy 2023, looks at challenges to sustaining homeownership, issues concerning heirs' property, property tax foreclosures, and predatory investors and speculation in Black communities.
Read More about Big But Brief: Challenges to Sustainable Homeownership Among Older Black Adults
This guide is a resource for anyone interested in promoting resident purchase opportunities through state policy.
Read More about Model Manufactured Home Community Stability and Preservation Act
These comments urge the FCC to explicitly prohibit the temporary rental of outward dialing telephone numbers to robocallers, to eliminate this method of evading caller ID requirements.
These are NCLC comments to the CFPB’s Proposed Rule Implementing Section 1033 of the Dodd-Frank Act, Personal Financial Data Rights. In general, we support the proposed regulation and believe it is a strong, protective rule that will ensure that consumers can share data from their deposit, prepaid, and credit card accounts without such access being…
Read More about Comments to the CFPB's Proposed Section 1033 Rule, Personal Financial Data Rights
This is an outline of a Model Law for Mortgage Servicer Duty of Good Faith.
Comments to Treasury and the IRS, urging the agency to define “urban area” in a way that ensures tens of millions more people, including millions more residents living in poverty and in rural areas, are able to access the IRA’s § 30C tax credits that are critical to accelerate the deployment of charging infrastructure for…
Read More about Electric Vehicle Coalition Letter to Treasury Re: IRA Section 30C
NCLC signed onto comments written by the Center for Law and Social Policy and Prosperity Now asking the CFPB to include electronic transfer benefit (EBT) accounts within the types of accounts covered by their proposed rule under Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which deals with personal financial data…
This is a public interest sign on letter to the Maryland Public Service Commission to place the Massachusetts DPU gas transition framework into the MD PSC Case No 9707 (gas transition petition) record.
Read More about Letter Regarding MA Gas Transition Framework Filed in Maryland PSC Case No 9707
NCLC and 14 organizations focused on affordable broadband service for low-income households urge the Federal Communications Commission (Commission) to maintain maximum flexibility regarding the future of Universal Service Fund (USF) programs, including contributions reform. The policy path for funding universal, affordable broadband service for low-income households has not been settled and it would be premature…
