The Bank Secrecy Act (BSA) regulations and the regulations regarding the filing of suspicious activity reports (SARs) are outdated and need to be updated to strengthen and modernize the anti-money laundering and countering the financing of terrorism (AML/CFT) program requirements for financial institutions and other entities and to protect consumers. We support the proposed AML/CFT…
This letter, from a coalition of over 50 consumer, civil rights, academics and privacy organizations urges the Consumer Financial Protection Bureau (CFPB) to take meaningful actions to reduce and eliminate junk fees in international remittance transactions. Remittance disclosures should require that two numbers be highlighted: the total cost of the remittance (including the money sent…
Read More about Letter to CFPB Urging Regulations on International Remittances to Reduce Junk Fees
The letter explains how electronic media are used to further deceptions in home solicitation sales, the crucial information that consumers are not getting because of these deceptions, and how the federal E-Sign Act includes explicit requirements to prevent these problems, which are routinely ignored. Then we explain the authority that the CFPB has to issue…
Read More about Letter to CFPB Requesting Guidance on E-Sign Compliance Requirements
These are comments to the California Public Utilities Commission in support of TURN’s extreme heat protection recommendations and in support of opening a rulemaking regarding extreme heat protections.
These comments focus on call quality issues, incarcerated people’s ability to complain to the FCC, and best practices for contracts between providers and correctional facilities.
National Association of Mutual Insurance Companies (NAMIC) v. HUD challenges the application of HUD’s disparate impact rule under the Fair Housing Act to the business of homeowner’s insurance. The insurance industry asserts that HUD’s rule is inconsistent with the Supreme Court’s decision in Texas Dep’t of Hous. & Cmty. Affairs v. Inclusive Communities, 576 UA…