Resources Archive

Comments to CFPB Regarding Inherited Regulations and Rulemaking Authorities

June 25, 2018

These comments focus on the aspects of the following regulations that the CFPB has inherited and has not changed: Regulation Z (Truth in Lending Act), Regulation X (Real Estate Settlement Procedures Act), Regulation N (FTC rules on mortgage acts and practices), and Regulation O (FTC rules on mortgage assistance relief services). Many of our organizations…

Written testimony by April Kuehnhoff and oral testimony by Andrew Pizor before the Washington, DC Committee on the Judiciary & Public Safety in support of Bill 22-0572: The “Wage Garnishment Fairness Amendment Act of 2017”

Prevalence of debt collection and wage garnishment

Coalition Comments to CFPB Regarding Adopted Regulations and New Rulemaking Authority to Write Debt Collections Rules

June 19, 2018

46 consumer, community, civil rights and legal services groups submitted comments in response to the Consumer Financial Protection Bureau (“CFPB”)’s Request for Information (“RFI”) regarding its adopted regulations and new rulemaking authorities. In these comments, the groups focus on the CFPB’s new authority to write debt collection rules.

Written Testimony before New York State’s Department of Financial Services, Division of Consumer Protection and Division of Criminal Justice Services, Bail Bond Reform Listening Session

Appendix C: State-by-State Summaries of State UDAP Statutes

March 8, 2018

Appendix to the 2018 Consumer Protection in the States report.

Consumer Protection in the States: A 50-State Evaluation of Unfair and Deceptive Practices Laws

March 1, 2018

Unfair and Deceptive Acts and Practices (UDAP) laws should be the backbone of consumer protection in every state. Yet in many states these statutes fall far short.

Maps: How Well Do States Protect Consumers?

March 1, 2018

Supplementary infographics for the 2018 Consumer Protection in the States report.

Appendix A: Capsule Summaries of Strengths and Weaknesses of Each State’s UDAP Statute

March 1, 2018

Appendix to the 2018 Consumer Protection in the States report.

Appendix B: Rating Criteria

March 1, 2018

Appendix to the 2018 Consumer Protection in the States report.

Testimony for the Vermont House Committee on Commerce and Economic Development re: H.482, an act relating to consumer protection

Contact with a debt collector is a common experience for Americans. In 2017, the Consumer Financial Protection Bureau (CFPB) released a nationally-representative survey of consumer experiences with debt collection, finding that more than 70 million Americans – about one third of consumers – were contacted by a creditor or debt collector about a debt in…

Opposition letter to H.R. 4550 (Gonzalez-Mooney) (previously filed as H.R. 1849 (Trott))

Practice of Law Technical Clarification Act of 2017

U.S. House bill would allow lawyers to abuse consumers in debt collection lawsuits

A bill pending in the U.S. House of Representatives, H.R. 1849: Practice of Law Technical Clarification Act of 2017 (Trott), would exempt attorneys and law firms engaged in litigation from the Fair Debt Collection Practices Act (FDCPA) and eliminate Consumer Financial Protection Bureau (CFPB) authority over them. Claiming that state courts and bar associations would…

All Resources

Comments to CFPB Regarding Inherited Regulations and Rulemaking Authorities

Written testimony by April Kuehnhoff and oral testimony by Andrew Pizor before the Washington, DC Committee on the Judiciary & Public Safety in support of Bill 22-0572: The “Wage Garnishment Fairness Amendment Act of 2017”

Coalition Comments to CFPB Regarding Adopted Regulations and New Rulemaking Authority to Write Debt Collections Rules

Written Testimony before New York State’s Department of Financial Services, Division of Consumer Protection and Division of Criminal Justice Services, Bail Bond Reform Listening Session

Appendix C: State-by-State Summaries of State UDAP Statutes

Consumer Protection in the States: A 50-State Evaluation of Unfair and Deceptive Practices Laws

Maps: How Well Do States Protect Consumers?

Appendix A: Capsule Summaries of Strengths and Weaknesses of Each State’s UDAP Statute

Appendix B: Rating Criteria

Testimony for the Vermont House Committee on Commerce and Economic Development re: H.482, an act relating to consumer protection

Opposition letter to H.R. 4550 (Gonzalez-Mooney) (previously filed as H.R. 1849 (Trott))

U.S. House bill would allow lawyers to abuse consumers in debt collection lawsuits

Support NCLC