Resources Archive

Almost Two in Three Navient Borrowers Making Payments During COVID-19 Federal Student Loan Payment Pause Are Underwater

August 1, 2021

Analysis of data reveals that nearly two-thirds (63%) of borrowers in IDR who made at least one payment during the COVID-19 payment pause were underwater, meaning that they have not repaid even $1 of their original balance.

Group Letter to Congress Regarding the Credit Access and Inclusion Act

July 20, 2018

The undersigned consumer, housing, and advocacy groups write to express continuedconcerns regarding the “Credit Access and Inclusion Act,” which is now Section 201 of S. 488.

COVID-19 Medical Debt: First 100 Day Priorities for the Biden Administration

December 1, 2020

Brief outlining NCLC's medical debt priorities for the first 100 days of the Biden Administration

Powerpoint: COVID-19 Forbearance, Post-Forbearance Options

May 28, 2020

An overview of post-forbearance options during the NCLC CARES Act Mortgage Webinar Series

Counterclaim in Greene v. Carolina Lease Management Group

April 8, 2021

This counteclaim filed in response to a replevin action alleges that Mr. Greene entered into a rent to own contract for a storage shed with Carolina Lease Management Group.

Group Letter Regarding Perkins or Federal Family Education Loan Program (FFELP) Loans

April 13, 2020

The undersigned organizations applaud quick action for student loan borrowers while expressing concern that the COVID-19 crisis is affecting many borrowers who have Perkins loans or Federal Family Education Loan Program (FFELP) loans that are not federally owned and who are not covered under the CARES Act.

H.R. 748-210 Sec. 4022 Foreclosure Moratorium and Consumer Right to Request Forbearance

May 13, 2020

Copy of H.R. 748-210 Sec. 4022 for Forbearance Options and CARES Act Requirements, part of NCLC's CARES Act Mortgage Webinar Series

Brief: Consumer Protections in the Affordable Connectivity Program

June 16, 2022

As of June 2022, the Affordable Connectivity Program (ACP) has been live for six months, providing monthly discounts on the internet bills and device costs of over 12.4 million households in the United States. This Issue Brief summarizes the most important provisions of the ACP from a consumer protection perspective.

Group Letter to President Biden Regarding Consumer Protection Priorities for the Next COVID Economic Recovery Package

February 1, 2021

The 85 undersigned consumer, civil rights, community, housing, faith, and other public interestorganizations highlight critical budget-related items that would help consumers that the President should include in the next coronavirus recovery package or other upcoming COVID-19 legislation.

Consumer Protection and Nonbanks: A Snapshot

March 1, 2010

Lawmakers are considering what powers the proposed Consumer Financial ProtectionAgency should have over nonbank institutions, which presently fall under the Federal TradeCommission’s enforcement jurisdiction but have no federal supervision. Here are the majorindustries and the largest players.

Consumer Impact: Spring 2021

May 12, 2021

Spring 2021 Consumer Impact Newsletter

Consumer Impact: Spring 2020

April 1, 2020

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