Resources Archive

Consumer Impact—Fall 2020

November 1, 2021

Group Letter to CFPB Regarding Importance of Applying TILA to PACE Loans

January 8, 2020

The undersigned consumer organizations write to urge the Consumer Financial Protection Bureau to ensure that the upcoming proposed rule to implement Section 307 in the Economic Growth, Regulatory Relief, and Consumer Protection Act (Public Law 115-174) regarding Property Assessed Clean Energy (PACE) loans adheres to the content and purpose of Congress’s directive and respects the limits on the Bureau’s authority under the Truth in Lending Act (TILA) and other federal statutes.

Consumer Comments to CA DFPI on Earned Wage Access Products

March 15, 2021

This set of comments focuses on earned wage access programs and other newer types of payday advance programs.

Consumer Comments to CFPB on Its Plan for Assessing the TRID Rule

January 21, 2020

Comments of the National Consumer Law Center (on behalf of its low-income clients), Americans for Financial Reform Education Fund, National Association of Consumer Advocates, and the National Fair Housing Alliance regarding the Consumer Financial Protection Bureau’s Request for Informationregarding the Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act(Regulation X) and the Truth In…

Congress Must Act: Millions of Families Are At Risk of Losing Utility Service During the COVID-19 Crisis

February 25, 2021

Congress must act promptly to avoid putting the health and safety of millions of households atgrave risk and stop utility service terminations.

Plaintiffs Motion in Lamar v. I.Q. Data International

July 22, 2022

A Chicago landlord-tenant ordinance prohibits landlords from seeking to collect attorney fees for evictions. This FDCPA proposed class action seeks damages for the hundreds of tenants who have been dunned and sued for attorney fees by the defendant debt collector.

Waite v. Credit Service Company

December 7, 2020

This case is about aggressive and predatory medical debt collection tactics that afflict tens of thousands of Coloradans every year.

Class Action Complaint in Bryant v. Navient Corp

November 27, 2019

Complaint for Case No. 12-36689-BJH13 in the U.S. Bankruptcy Court, N.D. Texas, Dallas Division

Class Action Complaint in Reimann v. Brachfeld

August 1, 2010

NCLC joins Plaintiffs attorneys in bringing this case on behalf of the Plaintiffs and all others similarly situated pursuant to the Rosenthal Fair Debt Collection Practices Act, Civil Code Section 1788 et. seq., andCalifornia Business & Professions Code § 17200 et seq. T

Complaint and Demand for Jury Trial in Mary Frank v. J.P. Morgan Chase Bank

December 17, 2015

The Plaintiff brings this complaint against her former mortgage servicer, J.P. MORGAN CHASE BANK, for actual damages due to Defendant’s refusal to consider her applications to assume and modify the mortgage loan on her home after the death of Plaintiff’s husband, Joe Frank, in breach of the Deed ofTrust.

Coalition Letter to Regulators on Reform of the Community Reinvestment Act

September 17, 2019

The undersigned organizations offer thoughts regarding major areas of Community Reinvestment Act (CRA) reform in expectation of a Notice of Proposed Rulemaking.

Executive Summary: Commercialized (In)Justice Consumer Abuses in the Bail and Corrections Industry

March 19, 2019

This report discusses the growing problem of “commercialized injustice”—consumer abuses perpetuated by companies profiting from the criminal legal system and mass incarceration.

All Resources