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Final Award of Arbitrator in Adam Veltri v. Americor Funding, Inc.

December 4, 2020

Final award of arbitrator in favor of Claimant, Adam Veltri, and against Respondent, Americor Funding, Inc., and award of compensatory damages in the amount of $71,878.76, plus reasonable attorney fees and expenses.

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Federal Income Tax Consequences of Receiving Assistance from a State Homeowner Assistance Fund Program

July 1, 2021

Issue brief of the National Housing Law Project on the Federal Income Tax Consequences of Receiving Assistance from a State Homeowner Assistance Fund Program

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Federal Ability-To-Repay Requirements for Small Dollar Loans

November 1, 2021

Underwriting for the ability to repay is at the core of responsible lending. For small-dollar lending and other forms of non-mortgage lending, these are some of the applicable federal statutes, regulations, and guidances that address appropriate underwriting to ensure responsible lending.

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FDIC and OCC Support for Predatory Small Business Lender

October 24, 2019

The undersigned small business, consumer and civil-rights groups write to express our deep disappointment and concern regarding the decision of the FDIC and OCC to file an amicus brief supporting a predatory small business lender that used a bank as a fig leaf to enable a 120% APR, $550,000 loan that the lender could not…

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Fact Sheet: State Annual Percentage Rate (APR) Caps for $500, $2,000, and $10,000 Installment Loans

December 18, 2025

A summary of the U.S. states that cap the maximum annual percentage rate (APR) on small - to mid-size installment loans.

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Fact Sheet: Medical Debt Collection

March 27, 2019

This fact sheet illustrates the needs for a strong rule from the Consumer Financial Protection Bureau to protect consumers from abusive debt collection tactics, especially those carried out by collectors of medical debt―the leading source of debt borne by most consumers.

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Compendium of Existing Laws that Foster Resident Ownership of Manufactured Home Communities

June 5, 2026

Compendium of Existing Laws that Foster Resident Ownership of Manufactured Home Communities

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Executive Summary: Protecting Seriously Ill Consumers from Utility Disconnections

February 24, 2021

Executive Summary for Protecting Seriously Ill Consumers From Utility Disconnections

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Executive Summary: How States Can Help Students Harmed by Higher Education Fraud

January 1, 2021

Executive Summary for How States Can Help Students Harmed by Higher Education Fraud.

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Ex-Parte Letter Regarding Broadnet

August 17, 2020

Group Letter to FCC Secretary Marlene Dortch re: Notice of Ex Parte Presentation, CG Docket No. 02-278, Broadnet’s Requests for Interpretations of the meaning of “person” under the Telephone Consumer Protection Act.

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Ex Parte Presentation Letter

April 23, 2020

ABA & NCLC Letter re: Notice of Ex Parte Presentation, CG Docket No. 02-278.

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Essential Utility Services During the COVID-19 Pandemic and Beyond: A Roadmap to Utility Service as a Human Right

March 1, 2021

A brief outlining the ways in which access to utility service is a human right.

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