Resources Archive

Letter Opposing Proposed “Fair Access to Financial Services"

January 4, 2021

Letter in opposition the Office of the Comptroller of the Currency (OCC)’s proposal to unreasonably limit banks’ ability to decide not to serve particular entities.

Letter Opposing OMB Directive No. 14: Consumer Inflation Measures Produced by Federal Statistical Agencies

June 21, 2019

The National Consumer Law Center, on behalf of its low-income clients, writes in strong opposition to the Office of Management and Budget (OMB)’s proposed changes to the federal poverty line adjustment methodology which will, over time, result in millions of consumers losing their eligibility for low-income assistance programs or experience a reduction in the amount of assistance received.

Letter in Support of the Consumer Credit Control Act

October 21, 2019

The undersigned consumer groups write in support of the Consumer Credit Control Act, sponsored by Senator Jack Reed. This bill would amend the Fair Credit Reporting Act to give consumers, not credit bureaus or banks, the ultimate decision-making power over our credit reports. It addresses a paradox repeatedly pointed out in the aftermath of the…

Letter in Support of the Consumer Bankruptcy Reform Act of 2020

December 7, 2020

Letter voicing support for the “Consumer Bankruptcy Reform Act of 2020.” The bill will greatly improve our current bankruptcy system and give families burdened with debt (especially low-income and older consumers and people of color) a meaningful opportunity for a fresh start, which is all the more essential in the wake of the COVID-19 crisis.

Keeping the Heat and Lights on for Massachusetts Residents

January 1, 2013

Brochure on Massachusetts utility rights & programs.

Joint Report Regarding Post-Appeal Proceedings, Ramirez v. Transunion, N.D. CA

November 10, 2021

Pursuant to the Court’s Order, the parties submitted this joint report containing their respective proposals as to further proceedings in this action following the Ninth Circuit’s August 23, 2021 Order directing this Court to conduct further proceedings consistent with the Supreme Court’s decision in TransUnion LLC v. Ramirez, 594 U.S. ___, 141 S. Ct. 2190 (2021).

Joint Letter to Internet and Broadband Providers Urging Them to Lift Data Caps and Increase Data Speed for Low-Income Consumers to Help Bridge the Digital Divide

March 16, 2020

The undersigned organizations write to you urging additional action in the telecommunications industry in response to the novel coronavirus pandemic.

Joint Letter to HUD Requesting an Extension for Comments on FHA Defect Taxonomy for Servicing Loans

November 19, 2021

Letter urging HUD to delay by 120 days the December 27, 2021 deadline for comments to the proposed FHA Defect Taxonomy for Servicing Loan Reviews.

Joint Letter to HUD Advocating for Clarity in the Foreclosure Timelines

November 5, 2021

NCLC, Center for Responsible Lending (CRL), and Housing Policy Council letter to HUD re: Request for COVID-19 foreclosure timeline clarifications to promote modifications.

Joint Letter from NCLC and NRMLA to HUD Regarding Reverse Mortgage Foreclosures

September 17, 2022

We write to ask HUD to take additional steps to prevent foreclosures of the homes of reverse mortgage borrowers, spouses, and heirs who have been impacted by the COVID-19 pandemic Our organizations represent the interests of low-income reverse mortgage borrowers as well as reverse mortgage servicers

Joint Consumer & Bank Letter Supporting S. 3841, Protecting Stimulus Payments from Garnishment

May 28, 2020

Consumer and banking industry organizations write in strong support of S.3841, which would protect 2020 recovery rebates for individuals from assignment or garnishment.

Joint Comments to the CFPB Regarding Student Loan Borrower Concerns Regarding Proposed Debt Collection Rule

September 18, 2019

Community, civil rights, consumer, and student advocacy organizations comment on the proposed rule on Debt Collection Practices by the Consumer Financial Protection Bureau and express our concerns about the Proposed Rule’s failure to protect student loan borrowers from abusive debt collection practices.

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