Resources Archive

Servicemembers, Veterans, and Debt Collection

March 27, 2019

A strong rule from the Consumer Financial Protection Bureau (CFPB) is needed to protect consumers from abusive debt collection tactics, especially servicemembers and veterans, whose lives and careers are negatively impacted by aggressive debt collection tactics.

Second motion to dismiss on behalf of defendants Atalaya Capital

February 9, 2021

Second Amended Complaint in Eastman v. NPL Capital LLC

May 7, 2019

In the United States District Court for the District of Colorado, John Eastman v. NPL Capital LLC

SECOND AMENDED COMPLAINT 15 U.S.C. § 1692, et seq. (Fair Debt Collection Practices Act)

December 4, 2017

United States District Court, District of Oregon, Portland Division, Jillian McAdory v. M.N.S. Associates, LLC, and DNF Associates, LLC

Sample Request for Information Under RESPA to Obtain Identity of Mortgage Owner

January 1, 2014

The form written request copied below can be used to obtain from the servicer of the debtor’s mortgage information about the owner of the mortgage. This information is particularly useful in determining the proper party in foreclosure proceedings, for exercising rescission rights, for naming the proper party in bankruptcy lien strip off and claim objection…

S. 1414, to Provide Bankruptcy Relief for Student Borrowers

May 9, 2019

Bill text for S. 1414, legislation to provide bankruptcy relief for student borrowers

Roadmap: Help Strengthen the CFPB’s Debt Collection Rule

September 18, 2019

The Consumer Financial Protection Bureau (CFPB) has proposed a new rule governing debt collectors. In many ways, the rule does more to protect abusive collectors than consumers. You can help push for a strong rule that protects consumers by submitting a comment by August 19 and spreading the word to encourage others to do so.

Review of HUD Policy in Opportunity Zones

June 17, 2019

The 22 undersigned community, housing, civil rights, consumer and other advocacy organizations appreciate the opportunity to submit comments on the request for information on actions the Department of Housing and Urban Development (HUD) can pursue to align HUD’s policies and practices to maximize the benefits and reduce the negative outcomes of investment in Opportunity Zones.…

Reverse Mortgage Issues in the COVID-19 Pandemic

May 21, 2020

Response in the matter of Moratorium on Disconnection of Utility Services during the public health emergency declared on March 9, 2020

April 6, 2020

Verified response of Community Organizing and Family Issues (COFI) to Illinois Utilities’ responses to the Illinois Commerce Commission’s Emergency Interim Order of March 18, 2020.

Residential Property Assessed Clean Energy (PACE) Programs

September 29, 2021

Testimony expressing concern that the many bad actors observed in Property Assessed Clean Energy (PACE) programs have preyed upon low-income consumers, older adults, and homeowners of color, including through deceptive contractor practices and targeting communities of color.

Coalition Letter to CFPB to Rescind Language in Guidance Allowing CRAS and Furnishers to Exceed FCRA Deadlines for Disputes

September 24, 2020

Consumer organizations call upon the Consumer Financial Protection Bureau to rescind a portion of its April 1, 2020 guidance entitled “Statement on Supervisory and Enforcement Practices Regarding the Fair Credit Reporting Act and Regulation V in Light of the CARES Act.” We urge you to rescind that portion of the April 1 guidance permitting consumer…

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