Resources Archive

Order in Portfolio Recovery Associates v. Delgado

December 6, 2016

Order in Portfolio Recovery Associates v. Delgado in the Superior Court for the State of Alaska Third Judicial District at Anchorage.

Opposition to the Petition for Declaratory Ruling Filed by Northstar Alarm Services, LLC’s

March 15, 2019

Pursuant to the Public Notice issued by the Consumer and Governmental Affairs Bureau,the National Consumer Law Center (NCLC) files these comments on behalf of its low-incomeclients and Consumer Reports, Consumer Action, Consumer Federation of America,Electronic Privacy Information Center, the National Association of Consumer Advocates,and Public Knowledge. NorthStar Alarm Services, LLC. (NorthStar) requests in its petition…

Opposition to Motion to Alter or Amend Judgment in Pearson v. Hodgson

August 3, 2020

Defendant Securus Technologies, Inc.’s opposition to Plaintiff’s Motion to Alter of Amend Order of Judgment and certify question of law to Massachusetts Supreme Judicial Court. For the reasons stated in Sheriff Hodgson’s Opposition, Plaintiffs’ Motion should be denied.

Opposition to Lifting Dekalb County Water Disconnection Moratorium

May 26, 2021

The NAACP Legal Defense and Educational Fund, Inc. (LDF) and the National Consumer Law Center (NCLC) are wrote a letter in response to DeKalb County’s recent announcement of its plans to lift its five-year-old water disconnection moratorium on July 1, 2021.

Opposition to Defendants' Preliminary Objections Regarding Attebury v. Earn Company

June 1, 2021

Sample brief regaring opposition to preliminary objections

Opinion in Texas Department of Housing and Community Affairs v. Inclusive Communities Project, Inc.

June 25, 2015

The Federal Government provides low-income housing tax credits that are distributed to developers by designated state agencies. In Texas, the Department of Housing and Community Affairs (Department) distributes the credits. The Inclusive Communities Project, Inc. (ICP), a Texas-based nonprofit corporation that assists low-income families in obtaining affordable housing, brought a disparate-impact claim under §§804(a) and…

Opinion in Jesinoski v. Countrywide Home Loans, Inc.

January 13, 2015

Slip Opinion in Jesinoski et ux. v. Countrywide Home Loans, Inc., et al. before the U.S. Supreme Court reversing the judgment of the Eighth Circuit and remand the case for further proceedings consistent with this opinion.

Opinion and Order Denying Defendants’ Motion to Dismiss

August 23, 2021

This is a civil rights class action. Plaintiffs allege Defendants violated the Fair Housing Act, the Equal Credit Opportunity Act, the Truth in Lending Act, and the Real Estate Settlement Procedures Act through “a deceptive home purchase program that discriminated against Black communities in Southeast Michigan.” (Pl’s Br., ECF No. 81, at PageID 484).

Opinion and Journal Entry in Jason Davis v. Haidar for Trading LLC, et al.

April 27, 2020

Upon review of the filings in this case, the arguments of the parties, and the applicable law, the court finds the motion to show cause well-taken.

Opening Brief in Jillian Mcadory, Plaintiff-Appellant, v. M.N.S. & Associates, LLC and DNF Associates, LLC

March 11, 2019

In the Fair Debt Collection Practices Act (FDCPA), Congress specified two ways in which an entity can be a “debt collector” and thus liable for violations of the statute. One definition, not at issue here, covers any entity that “regularly collects or attempts to collect” certain debts owed to another. 15 U.S.C. § 1692a(6). The…

Older Consumer and Debt Collection

April 5, 2019

Infographic depicting the impact of debt collection on older consumers.

Ohio’s New Residential PACE Programs Need Strong Consumer Protections to Prevent Homeowner Abuses

October 29, 2019

The consumer protection document concerning planned PACE loans in Ohio leaves many significant gaps: No clear enforcement and no consumer remedies, Underdeveloped ability to pay standard, Vague contractor requirements, Insufficient right to cancel and disclosures, No standard for effective energy efficiency improvements.

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