Resources Archive

Spring 2019 Consumer Impact

May 15, 2019

Updates on Fintech and Student Loans advocacy, NCLC’s 50th Anniversary Celebration, and More!

Slip Opinion in Obduskey v. Mccarthy & Holthus LLP

March 20, 2019

Opinion of the Supreme Court of the United States in Obduskey v. Mccarthy & Holthus LLP NCLC submitted an amicus brief in support of the consumer’s argument that non-judicial foreclosures are covered under the FDCPA, clarifying that mortgages are debts, the law firm in question was a debt collector, and the letter in question was…

Single-Family Loan Sale Program: Advance Notice of Proposed Rulemaking and Request for Public Comment

May 31, 2019

On behalf of the clients and communities we represent, the undersigned organizations request that HUD extend the date for public comment on its recently released Advance Notice of Proposed Rulemaking (ANPR) on the Loan Sale Program until it has provided up-to-date information on the performance of the program, including both DASP and HECM sales, as…

Single Family Housing Loan Quality Assessment Methodology Defect Taxonomy

June 28, 2019

Thank you for the opportunity to comment on the defect taxonomy for FHA servicing. We understand that HUD will use this defect taxonomy as a tool to evaluate lender and servicer compliance with their regulations, and our comments focus on the mortgage servicing components of the taxonomy.

Settlement Agreement Between Connecticut Fair Housing Center, Inc. and Liberty Bank

February 28, 2019

This Agreement resolves a Complaint filed by CFHC against the Bank on October 4, 2018, alleging, inter alia, violations of the Fair Housing Act (“FHA”), 42 U.S.C. §§ 3601 et seq., Connecticut Fair Housing Center, Inc. v. Liberty Bank, D. Conn. Case No.: 18-cv-1654 (the “Civil Action”).

Servicemembers, Veterans, and Debt Collection

March 27, 2019

A strong rule from the Consumer Financial Protection Bureau (CFPB) is needed to protect consumers from abusive debt collection tactics, especially servicemembers and veterans, whose lives and careers are negatively impacted by aggressive debt collection tactics.

Second motion to dismiss on behalf of defendants Atalaya Capital

February 9, 2021

Second Amended Complaint in Eastman v. NPL Capital LLC

May 7, 2019

In the United States District Court for the District of Colorado, John Eastman v. NPL Capital LLC

SECOND AMENDED COMPLAINT 15 U.S.C. § 1692, et seq. (Fair Debt Collection Practices Act)

December 4, 2017

United States District Court, District of Oregon, Portland Division, Jillian McAdory v. M.N.S. Associates, LLC, and DNF Associates, LLC

Sample Request for Information Under RESPA to Obtain Identity of Mortgage Owner

January 1, 2014

The form written request copied below can be used to obtain from the servicer of the debtor’s mortgage information about the owner of the mortgage. This information is particularly useful in determining the proper party in foreclosure proceedings, for exercising rescission rights, for naming the proper party in bankruptcy lien strip off and claim objection…

S. 1414, to Provide Bankruptcy Relief for Student Borrowers

May 9, 2019

Bill text for S. 1414, legislation to provide bankruptcy relief for student borrowers

Roadmap: Help Strengthen the CFPB’s Debt Collection Rule

September 18, 2019

The Consumer Financial Protection Bureau (CFPB) has proposed a new rule governing debt collectors. In many ways, the rule does more to protect abusive collectors than consumers. You can help push for a strong rule that protects consumers by submitting a comment by August 19 and spreading the word to encourage others to do so.

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