NCLC opposes Maryland HB 1425, which would carve a loophole in the state's interest rate limits for earned wage advances and other fintech payday loans.
Read More about Testimony Opposing Maryland HB 1425/SB 998 Earned Wage Access
NCLC joined joint testimony supporting MA H.2326/S.1506, “An Act relative to successful transition and re-entry to tomorrow for incarcerated persons” (The STARTT Act).
Read More about Joint Testimony Supporting MA I.D. Bill for People Released from Prison
NCLC submitted testimony in support of a Massachusetts bill, "An Act providing for easier and greater access to record sealing" (H.B. 1598 / S.B. 979).
NCLC submitted testimony in support of a Massachusetts bill, "An Act to remove collateral consequences and protect the presumption of innocence" (H.B. 1493 / S.B 998).
Read More about Testimony In Support of MA H.B. 1493 / S.B 998, re: Immediate Record-Sealing
NCLC submitted testimony supporting Minnesota HF 3680, which opts Minnesota out of the Depository Institutions Deregulation and Monetary Control Act (DIDMCA), which predatory lenders are using to evade state interest rate limits. The bill would stop predatory lenders from charging up to 225% interest in violation of Minnesota law.
Read More about Testimony Supporting Minnesota HF 3680 Opting Out of DIDMCA
Payment fraud impacts all Americans across many communities, but the impacts of fraud are most keenly felt by certain vulnerable populations such as older Americans, low-income consumers, and communities of color. Additionally, Maryland ranks fifth in the nation for 2023 fraud reports per capita. One of the primary ways used by criminals to steal tens…
Read More about Testimony In Support of Maryland HB 1156: The Elder Fraud Prevention Act of 2024