Letter Archives

Coalition Letter to Secretary Cardona Regarding the Borrower Defense Crisis

April 13, 2021

The undersigned organizations that work on higher education accountability, and advocate for students, military service members and veterans, low-income consumers, educators, and college administrators, as well as for educational equity, request your urgent attention to the borrower defense crisis you have inherited at the Department of Education. The federal student aid program is intended to…

Letter to HUD Addressing COVID-Related Issues for HECM Borrowers and Spouses

October 13, 2021

The undersigned write to request that HUD take certain steps to ensure the ongoing housing stability of borrowers who have taken out reverse mortgages under FHA’s Home Equity Conversion Mortgage (HECM) program, and their non-borrowing spouses, in light of the current COVID-19 public health emergency. Older Americans face the greatest risk from the current pandemic,…

Letter to HUD Regarding Revised FHA Servicing Defect Taxonomy Proposal

October 11, 2022

The Housing Policy Council and the National Consumer Law Center write to provide a joint update on the groups’ recommendations regarding the Servicing Defect Taxonomy that FHA is developing. Since submitting initial recommendations, HPC and NCLC have worked closely together in an effort to reach alignment on a number of issues where those previous recommendations…

Group Letter on the Implementation of Joint Consolidation Separation Act

October 12, 2022

Group Letter to the Secretary of of Education re: Implementation Following the Congressional Passage of S. 1098, the Joint Consolidation Separation Act

Coalition Letter in Support of H.R. 2547, the “Comprehensive Debt Collection Improvement Act”

May 13, 2021

The 88 undersigned public interest, legal services, consumer, labor, and civil rights organizations write in support of HR 2547 and urge Congress to support HR 2547 when it comes up for a vote on May 13th. Enactment of H.R. 2547 will protect vulnerable consumers from abusive debt collection practices, and we thank the House of…

Coalition Letter Supporting Petition to Amend Total & Permanent Disability Regulations

June 12, 2021

On behalf of a diverse coalition of organizations that work to protect the rights of individuals with disabilities, student loan borrowers, consumers and veterans, we write to Secretary of Education Miguel Cardona to ensure that borrowers with disabilities receive the protections and relief they are entitled to under the Higher Education Act. The U.S. Department…

Group Letter to the Biden Administration Urging Quick Nomination of a 5th FCC Commissioner

June 11, 2021

The undersigned organizations write to convey the rapidly growing urgency to nominate a fifth commissioner to ensure a fully functional Federal Communications Commission. We recognize the pressing and time-consuming challenges this administration has faced since its earliest days, combating the public health and economic crises caused by a historic pandemic. We also commend the administration…

Coalition Letter to President Biden Urging Extension of the Student Loan Payment Pause

June 24, 2021

The undersigned 128 organizations representing millions of millions of students, student loan borrowers, workers, people of color, veterans, people with disabilities, people of faith, consumers, and many others, write to urge President Biden to extend the pause on student loan payments until his administration has delivered on the promises made to student loan borrowers to…

Coalition letter opposing H.R. 435, Credit Access and Inclusion Act

December 8, 2017

The undersigned associations, consumer, civil rights and advocacy groups wrote to express opposition to H.R. 435. This legislation, if enacted, would reduce consumers’ control over their own data by preempting state and federal privacy protections, damage the credit scores of millions of consumers with a disproportionate impact on African Americans, and conflict with long-standing state…

Letter Urging CFPB to Rescind Earned Wage Advisory Opinion and No Action Letter

October 12, 2021

The National Consumer Law Center (on behalf of its low-income clients) and the Center for Responsible Lending wrote to express serious concerns about two actions that the CFPB took a year ago under Director Kathy Kraninger finding that certain earned wage access (EWA) products are not “credit” under the Truth in Lending Act. These actions…

Letter from CFPB Acting General Counsel Concerning Advisory Opinion on Earned Wage Access

January 18, 2022

Letter from Seth Frotman, Acting General Counsel at the Consumer Financial Protection Bureau to advocates concerning the Bureau’s advisory opinion on earned wage access.

Coalition Letter Urging FDIC to Stop Permitting its Supervised Institutions to Front for Predatory Lenders

February 4, 2022

Accountable.US, Americans for Financial Reform Education Fund, Center for Responsible Lending, Consumer Action, Consumer Federation of America, Consumer Reports, the Leadership Conference onCivil and Human Rights, NAACP, National Association of Consumer Advocates, National CommunityReinvestment Coalition, National Consumer Law Center (on behalf of its low-income clients), Public Citizen, U.S. PIRG, UnidosUS and the Woodstock Institute write…

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