n response to the Federal Trade Commission's Negative Option Rule. The organizations strongly supported the rule's provisions to mitigate harms from unfair and deceptive practices regarding free trials and negative option programs.
Read More about NCLC Comments to FTC Negative Option "Click to Cancel" Proposed Rule
NCLC and others submitted a coalition letter to the Federal Emergency Management Agency (FEMA) advocating for the appointment of community representatives to the FEMA National Advisory Council to enhance national disaster policy.
Read More about Letter to FEMA on the National Advisory Council
nking water rules and to ensure affordable drinking water. These comments urge EPA to reject the premise that drinking water can either be safe or affordable which is contrary to environmental justice and leads to unsafe water for disadvantaged, overburdened communities.
Read More about Letter to EPA re PFAS Drinking Water Regulations
NCLC signed on to a coalition letter by the CHARGE Coalition urging Democratic Leadership to support a clean debt ceiling bill.
NCLC contributed to the Leadership Conference sign-on letter in support of continued funding for the Affordable Connectivity Program (ACP). The ACP provides a $30/month discount on broadband internet service to almost 18 million low-income households to help close the digital divide.
Read More about Group Letter in Support of Leadership Conference ACP Funding
NCLC joined other consumer groups in a statement for the record for the Senate Banking Committee expressing concerns that Section 10 of S.1323 (Merkley), the Secure and Fair Enforcement (SAFE) Banking Act of 2023, could inhibit efforts to stop payment fraud. That section of the bill, which mostly deals with cannabis banking, imposes onerous requirements…
On behalf of NCLC’s low-income clients, NCLC responds to HUD’s planned revision of the face-to-face meeting regulation, 24 C.F.R. § 203.604, as indicated on the agency’s regulatory agenda. By ensuring that servicers make a significant attempt to discuss loss mitigation options with borrowers, 24 C.F.R. § 203.604 facilitates the effective communication between borrowers and servicers…
NCLC and the Center for Responsible Lending oppose Nevada SB 290, an act relating to regulating earned wage advance services. The bill would break new ground by declaring that loans made through an “earned wage advance” app are not subject to Nevada’s statutes regulating credit, including advances that have no connection to employers. The bill…
Read More about Letter Opposing Nevada Earned Wage Advance Bill
Consumer and civil rights organizations oppose H.R. 2706, the Financial Institution Customer Protection Act of 2017. The bill will hamper the efforts of banking regulators to advise financial institutions of warning signs that their customers are engaging in fraud, money laundering, or other illegal activity, putting consumers and financial institutions at risk of serious financial…
NCLC and partners urge the CFPB to issue Best Practices Guidance to Remittance Providers to simplify price disclosures, and stop hidden charges and fees.
The 48 undersigned fair housing, civil rights, housing advocacy, faith, consumer, women’s, real estate, LGBTQI+, senior and allied organizations submit these comments on HUD’s proposed new affirmatively furthering fair housing (AFFH) regulation (Docket No. FR-6250-P-01). We commend HUD for advancing this important regulation, which is a critical tool for creating more equitable and inclusive communities…
Read More about Coalition Letter Supporting Final Rule on Affirmatively Furthering Fair Housing