Issue Brief Archives

Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act

June 8, 2021

Implementing a Roadmap to Utility Service as a Human Right

April 1, 2021

Utility services, including electricity, heat, water, telecommunications, and internet access are essential to health, safety, and daily life. The vital need for uninterrupted utility service was evident before the coronavirus pandemic, but the COVID-19 public health emergency reinforced both the essential nature of utility service and the problem of energy and water insecurity or energy…

Fact Sheet Supporting Mass Fair Chance in Employment Act Regarding Credit Checks by Employers

Why we need the FCEA to keep credit reports out of hiring decisions now Credit Reports Will Be Negatively Impacted by the COVID Crisis Credit Reports Don’t Predict Job Performance Credit Reports Are Riddled with Errors Credit Reports Perpetuate Historic Racial Inequities and Injustices

What Has the U.S. Supreme Court Done? Many Robocalls and Robotexts May Now be Legal after the Court’s Decision in Facebook v. Duguid

April 1, 2021

On April 1, 2021, in Facebook v. Duguid, the U.S. Supreme Court issued its long-awaited interpretation of the definition of “autodialer” under the Telephone Consumer Protection Act (TCPA). Relying almost exclusively on arcane grammatical rules instead of policy considerations, the Court interpreted the definition in a dangerously narrow way that is likely to dramatically increase…

Forced Arbitration: Harming Wyoming Consumers, Servicemembers, and Veterans

February 5, 2021

Forced arbitration clauses take away Wyomingites’ constitutional right to a day in court when companies break the law. Instead of a judge, a private arbitrator, often chosen and paid by the company, decides cases in a secretive proceeding with no appeal.

Forced Arbitration: Harming Wisconsin Consumers, Servicemembers, and Veterans

February 5, 2021

Forced arbitration clauses take away Wisconsinites’ constitutional right to a day in court when companies break the law. Instead of a judge, a private arbitrator, often chosen and paid by the company, decides cases in a secretive proceeding with no appeal.

Forced Arbitration: Harming West Virginia Consumers, Servicemembers, and Veterans

February 5, 2021

Forced arbitration clauses take away West Virginians’ constitutional right to a day in court when companies break the law. Instead of a judge, a private arbitrator, often chosen and paid by the company, decides cases in a secretive proceeding with no appeal.

Forced Arbitration: Harming Washington Consumers, Servicemembers, and Veterans

February 5, 2021

Forced arbitration clauses take away Washingtonians’ constitutional right to a day in court when companies break the law. Instead of a judge, a private arbitrator, often chosen and paid by the company, decides cases in a secretive proceeding with no appeal.

Forced Arbitration: Harming North Carolina Consumers, Servicemembers, and Veterans

February 5, 2021

Forced arbitration clauses take away North Carolinians’ constitutional right to a day in court when companies break the law. Instead of a judge, a private arbitrator, often chosen and paid by the company, decides cases in a secretive proceeding with no appeal.

Forced Arbitration: Harming Virginia Consumers, Servicemembers, and Veterans

February 5, 2021

Forced arbitration clauses take away Virginians’ constitutional right to a day in court when companiesbreak the law. Instead of a judge, a private arbitrator, often chosen and paid by the company, decides cases in a secretive proceeding with no appeal.

Forced Arbitration: Harming Vermont Consumers, Servicemembers, and Veterans

February 5, 2021

Forced arbitration clauses take away Vermonters’ constitutional right to a day in court when companies break the law. Instead of a judge, a private arbitrator, often chosen and paid by the company, decides cases in a secretive proceeding with no appeal.

Forced Arbitration: Harming Utah Consumers, Servicemembers, and Veterans

February 5, 2021

Forced arbitration clauses take away Utahns’ constitutional right to a day in court when companies break the law. Instead of a judge, a private arbitrator, often chosen and paid by the company, decides cases in a secretive proceeding with no appeal.

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