Amicus Brief Archives

Amicus Brief: Center for Responsible Lending and NCLC, Moss v. Cleo AI, Inc.

March 11, 2026

NCLC and the Center for Responsible Lending submitted this brief to provide the Court with factual evidence concerning the similarities in product design, function, and consumer harms between Cleo AI, Inc.’s “Cash Advances,” often marketed as “Earned Wage Access,” and traditional payday loans. These products function as loans—app-based payday loans. Payday Loan Apps (“PLAs”) operate…

Amicus Brief in CFPB v. Colony Ridge, LLC

March 3, 2026

Amici are eight nonprofit organizations dedicated to fair housing and civil rights: National Fair Housing Alliance, National Consumer Law Center, UnidosUS, Public Justice, Center for Responsible Lending, Poverty and Race Research Action Council, Southern Poverty Law Center, and League of United Latin American Citizens. Amici submit this memorandum because they are concerned that the parties’…

Amicus Brief in Supreme Court Property Tax Foreclosure Case, Pung v. Isabella County

December 8, 2025

NCLC’s amicus brief in the Supreme Court property tax foreclosure case, Pung v. Isabella County, argues that the sale proceeds from a public auction in a tax foreclosure are not the just compensation the former owner of the property is entitled to under the Takings Clause of the Constitution, particularly in states where the only…

Amicus Brief in U.S. v. Myers

August 14, 2025

The Federal Defenders of San Diego and NCLC submitted this amicus brief in support of the Ninth Circuit granting en banc review in United States v. Myers, No. 23-1034, 2025 WL 1300439 (9th Cir. May 6, 2025). Seven other organizations signed on: Family Assistance Program, Fines and Fees Justice Center, Juvenile Law Center, Prison Policy…

Amicus Brief to First Circuit Supporting FCC's Rule on Incarcerated People's Communications Services

April 21, 2025

NCLC–along with the Electronic Privacy Information Center (EPIC), Prison Policy Initiative (PPI), and The Utility Reform Network (TURN)–filed an amicus brief in the First Circuit supporting the Federal Communications Commission’s (FCC) rule on incarcerated people’s communications services. The rule implements the Martha Wright Reed Just and Reasonable Communications Act by setting permanent call rates and…

Amicus Brief: Laboratory Corporation of American Holdings v. Davis

April 7, 2025

NCLC joined an amicus brief authored by Schnapper-Casteras PLLC with AARP, PJ, AAJ, the Impact Fund, NELA, and DRA in support of the Respondents in this case before the U.S. Supreme Court, which argues that putative class members are not required to each prove that they have Article III standing before a class is certified.

Amicus Brief: Weingot v. Unison Agreement Corp. et al.

January 22, 2025

With the assistance of Gupta Wessler, we filed for leave to file an amicus brief in Weingot v. Unison Agreement Corp. (E.D.N.Y.) to assist the court in reaching a decision on the first case involving a home equity investment loan to reach summary judgment. The brief provides background on Unison’s business model and support for…

Amicus Brief: PayPal v. CFPB (DC Circuit) (Prepaid Rule)

November 1, 2024

NCLC, Consumer Reports and Consumer Federation of America filed an amicus brief in the D.C. Circuit in support of the Consumer Financial Protection Bureau’s appeal of a decision finding that it was arbitrary and capricious to include PayPal’s digital wallets that hold funds in the CFPB’s rule regulating prepaid accounts.

NAMIC v. HUD

July 10, 2024

National Association of Mutual Insurance Companies (NAMIC) v. HUD challenges the application of HUD’s disparate impact rule under the Fair Housing Act to the business of homeowner’s insurance. The insurance industry asserts that HUD’s rule is inconsistent with the Supreme Court’s decision in Texas Dep’t of Hous. & Cmty. Affairs v. Inclusive Communities, 576 UA…

Amicus Brief: NAIB v. Weiser (10 Circuit, DIDMCA opt out)

September 23, 2024

This brief argues that a state that opts out of DIDMCA may enforce its interest rate laws against out-of-state, state-chartered banks in order to stop rent-a-bank lending and other high-cost loans that exceed state rate caps.

Amicus Brief: Missouri v. Biden (8th Cir.) (Brief in Support of Student Loan IDR Rules)

August 26, 2024

NCLC wrote and submitted this amicus brief to the U.S. Court of Appeals for the Eighth Circuit in Missouri v. Biden. In this case, Missouri and several other states have challenged the U.S. Department of Education’s 2023 rules governing income-driven repayment, including the SAVE plan. This amicus brief offers NCLC’s student loan law expertise to…

Amicus Brief: Voss v. Quicken Loans, LLC et al.

August 22, 2024

NCLC has joined an amicus brief in this case before the Ohio Supreme Court, which involves a class action seeking statutory damages under state law for mortgage servicing misconduct. On appeal, Quicken argues that Article III standing should be imported into Ohio law. The amicus brief focuses on the different sources of standing under Article…