Appearing in Marketplace on April 17, 2026, Janet Nguyen talks to Chi Chi Wu, director of consumer reporting and data advocacy at NCLC for a response to a listeners questions about why only three companies (Experian, Equifax, and TransUnion) control the credit report market. Issues with the credit reporting industry have been compounded now that…
Read More about Marketplace: Why do we only have three major credit bureaus?
Volume 34, Issue 1 (2026) In the aftermath of a natural disaster, disaster survivors rely heavily on local and federal relief to rebuild their devastated homes. For households without formal legal title to their home, however, such relief is slower to arrive, leading to displaced families and damaged communities. Due to generations of frustrated access…
The Southern Poverty Law Center has been a leading advocate in the fight against hate, discrimination, violence, and the erosion of civil rights
Read More about NCLC Condemns Attack on Southern Poverty Law Center
Civil Rights and Consumer Groups Warn Approval Would Harm Communities of Color
Bad Process Leads to Bad Rule As CFPB Fails to Meaningfully Review More than 64,500 Comments
Law Provides Homeowners With the Most Comprehensive Protections in the Country
NCLC’s Chi Chi Wu Testifies in Opposition to Legislation that Dramatically Reduces Accountability for Credit Bureaus
Free Online Guide Provides New Resources for Dealing with Medical Debt, Student Debt, Disaster Relief, and Property Tax Foreclosures
Use this roadmap to quickly find the help you need with your student loans. Click the links that apply to your situation and be sure to review Understanding Your Loan Situation and Choosing Your Student Loan Goals to make sure you’re not missing out on any relief. What Are You Trying to Do? ➔ If…
Appearing in NerdWallet on April 1, 2026, Elin Johnson talks to Kyra Taylor, staff attorney at NCLC about how Parent PLUS loans will face new restrictions, as part of an overhaul of the student loan landscape. “Borrowers often don’t realize that the government has extensive power to collect what you owe if you default on…
Read More about NerdWallet: Parent PLUS Loan Limits: Guide to Borrowing Changes in 2026
Appearing in The New York Times on March, 21, 2026, Jill Terreri Ramos talks to Sarah B. Mancini, managing director of advocacy at NCLC, about how renting a home until you have enough money to buy it might look like an attractive option, but there are traps everywhere. “Tenants in a lease-option may spend more…
Read More about The New York Times: What’s the Deal With Rent-to-Buy Home Contracts?
Appearing in The New York Times on March 20, 2026, Stacy Cowley talks to Kyra Taylor, staff attorney at NCLC, about recently released data from the Education Department, which showed that by the end of last year, 7.7 million borrowers had defaulted on $181 billion in federal student loans. “The last thing student loan borrowers…
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