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The New York Times: They Were Paying Their Student Loans. Then the Rules Changed.

August 19, 2026

Appearing in The New York Times on August 19, 2026, Tara Siegel Bernard talks to Abby Shafroth, director of the National Consumer Law Center’s Student Loan Borrower Assistance Project, about how Congress worsened terms for some existing borrowers. Now they’ll have to pay more, and for a longer term. This appears to be the first…

Digital Library: Fighting Zombie Foreclosures with UDAP Claims

August 27, 2026

State unfair and deceptive practices (UDAP) statutes offer a promising source of claims to challenge abusive “zombie” mortgages. Many junior mortgages were originated in the years leading up to the 2007 subprime foreclosure crisis. When borrowers defaulted on these second mortgages during the crisis, loan holders stopped collecting because the homes were underwater, meaning there…

Digital Library: Best Practices in Today's Fast-Changing TCPA Environment

August 24, 2026

Telephone Consumer Protection Act (TCPA) litigation—with statutory damages of $500 per violation ($1,500 if willful or knowing) per illegal call—remains one of the hottest areas of consumer law today. This article advises practitioners how best to pursue such litigation in today’s environment of constantly shifting TCPA law. A 2025 Supreme Court decision, holding that courts…

Coalition Condemns Sweeping CFPB Deregulation Bill

August 21, 2026

CFPB Reform Act Would Enshrine Deregulation into Law and Leave People Vulnerable to Wall Street Greed

Clean Energy Financing Programs Expose Low-Income Californians to Substantial Risk

August 19, 2026

Lack of Affordability Analysis or Guarantee of Energy Savings Put California Families at Risk of Utility Shutoff

The Washington Post: Universities will let students pay tuition through PayPal and Venmo

August 19, 2026

Appearing in The Washington Post on August 19, 2026, Danielle Douglas-Gabriel talks to Carla Sanchez-Adams, senior attorney at NCLC, about how digital payment apps are now available at several universities. Sanchez-Adams warns that payment apps are loosely regulated, and students should proceed with caution. She said digital payment app customers often have little recourse when…

Business Insider: Mamdani's pocketbook pothole politics

August 18, 2026

Appearing in Business Insider on August 18, 2026, Emily Stewart talks to NCLC Senior Attorney Carolyn Carter about New York Mayor Zohran Mamdani’s targeting of the fees, scams, and bureaucratic headaches that make day-to-day life in New York slightly more annoying. Some of Mamdani’s efforts are aimed at tackling what’s been dubbed the “annoyance economy,”…

Clean Energy Financing Programs Expose Low-Income Customers to Substantial Risk

August 19, 2026

Lack of Affordability Analysis or Guarantee of Energy Savings Put Families at Risk of Utility Shutoff

The New York Times: ‘Buy Now, Pay Later’ Lenders Pitch Loans for Needs Like Electricity and Rent

August 17, 2026

Appearing in The New York Times on August 17, 2026, Stacy Cowley talks to Lauren Saunders, senior attorney at NCLC about how the rise in pay-later financing comes as many households are leaning more on debt to keep up with their daily expenses. For many borrowers, the loans have become their only option: Half of those using…

CFPB Hides Corporate Wrongdoing from Public View

August 14, 2026

Trump Administration Removes Consumer Reports from Public Database

The New York Times: If You’re Struggling to Pay Day-to-Day Bills, There’s Help

August 7, 2026

Appearing in The New York Times on August 7, 2026, Ann Carrns talks to Andrew Pizor, senior attorney at NCLC, about how more people are seeking help managing their debt — not from extravagant purchases but rather the higher costs of needs like car repairs or medical bills. “If your budget shows you can do…

CFPB Proposal Will Help Disreputable Mortgage Lenders Prey on Consumers

August 10, 2026

Softening Truth in Lending and Real Estate Settlement Rules is a Roadmap for Abuse

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