Statement of the Road to Opportunity Act Coalition on Favorable Report from Joint Transportation Committee
“We deeply appreciate the leadership of Senator Cyr and Chair Crighton in advancing this critical legislation."
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Earned Wage Payday Loans are Loans, Despite CFPB’s Claim
Courts Have Unanimously Rejected Claims that Payday Loan Apps Do Not Offer Loans and That Their Fees Are Not Finance Charges WASHINGTON – The advisory opinion issued today by the Consumer Financial Protection Bureau (CFPB) that claims that so-called “earned wage access products” offered through certain payday loan apps are not loans, and that the…
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Report: No States Fully Protect Families from Wage and Asset Seizures as Debt Levels Soar
On State Report Cards, Georgia, Indiana, Kentucky, Michigan, Mississippi, Missouri, New Jersey, Utah, and Wyoming Get Fs; No State Receives an A
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Trump Administration Proposal to Gut ECOA Would Resurrect Lending Hurdles for Women, Black People, Veterans, and Native Americans
Proposed Rule Would Decimate Fair Lending Protections and Make Buying a Car or Home Harder
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AI Order Seeks to Block States from Protecting People from Big Tech Risks
E.O. Ignores that U.S. Constitution Preserves States’ Role as First Responder WASHINGTON – The executive order President Trump issued yesterday aimed at blocking states from addressing artificial intelligence (AI) risks flies in the face of the critical and constitutional role states have in protecting the public, according to advocates at the National Consumer Law Center. It…
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60+ Civil Rights, Consumer, Labor, Technology Organizations Oppose Legislation Allowing Financial Firms Using AI to Ignore the Law
AI sandbox bill would lead to lending discrimination, consumer harm, and financial instability.
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Proposed Elimination of SAVE Plan Creates Uncertainty, Affordability Concerns for Student Loan Borrowers
Proposed Settlement Terminates Hopes of Loan Forgiveness for Millions and Will Lead to Higher Bills for 7M+ Borrowers WASHINGTON – Today, the U.S. Department of Education announced a proposed settlement that would end the Saving on a Valuable Education (SAVE) Plan, which offered millions of federal student loan borrowers lower monthly payments and a pathway…
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FTC Orders Greystar to Return $24 Million in Rental Housing Junk Fees to Harmed Tenants
Amid Affordability Crisis, Nation’s Largest Property Management Company Accused of Obscuring True Cost of Monthly Rent and Fees
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Class Action Filed Against Aramark to Halt Illegal Scheme to Profit off Prison Food
“Food is a uniquely powerful tool, and Aramark is using it to exploit a captive consumer market."
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Holiday Shoppers Beware! Dangers Lurk in Buy Now, Pay Later and Deferred Interest Credit Card Offers
As holiday shopping kicks into gear amid an affordability crisis, advocates warn shoppers to check twice before accepting financial promotions.
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Proposed Law Would Supercharge Predatory ‘Earned Wage’ Payday Lending
Legislation would open the door for payday loan apps to take even more from the already stretched-thin paychecks of military servicemembers and other workers.
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Report Shows States Stepping up to Fight Rental Housing Junk Fees
Report updates state and local efforts to address rental housing junk fees and provides recommendations to protect tenants.
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