File Comments about Rental Junk Fees with the FTC
File comments with the FTC on rental junk fees before Jan. 8, 2024
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15 Blunders in Seeking an Attorney Fee Award
A new NCLC Digital Library article identifies 15 blunders to avoid when seeking a statutory attorney fee award. There are 8 blunders in filling out time records, which must be “bullet-proof.” The remaining mistakes relate to hours that count for statutory fees, evidence supporting an hourly rate, and the presentation to the court justifying the fee award.
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Digital Library: FCRA Remedies When Criminal Records Lead to Rental Denials
This article discusses common issues involving criminal record reporting and tenant screening that may give rise to claims under the FCRA, and it provides practical guidance for obtaining relief.
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Congress Must Extend Affordable Connectivity Program Funding to Keep Kids Connected
This school year, if Congress doesn’t act, millions of households that currently have broadband internet access could lose it.
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5,000 Practice Aids Free on the NCLC Digital Library
Subscribers to NCLC’s Consumer Law Practice Series should be familiar with the robust tools and features of the new and improved NCLC Digital Library. Perhaps less known to subscribers and non-subscribers alike is that the NCLC Digital Library now provides free to the public well over 5,000 practice items. In addition, verified consumer law community…
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Digital Library: Twelve Tips for Homeowners After Natural Disasters
This article summarizes twelve tips for homeowners working to recover from a natural disaster.
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Digital Library: Disaster Relief Resources
See free publications from NCLC targeted toward advocates assisting victims of natural disaster.
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New Resources for Frontline Groups Engaged in State Broadband Equity Access and Deployment (BEAD) and Digital Equity Plans
The National Consumer Law Center and the United Church of Christ Media Justice Ministry produced a new State Digital Justice Advocacy Toolkit that contains resources to help frontline groups that are working to provide broadband and communication assistance to incarcerated people, people with disabilities, low-income households, veterans, aging and rural populations, people facing language barriers,…
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Digital Library: Strict New Limits on Prerecorded Debt Collection Calls Effective July 20
Effective July 20, 2023, the FCC has placed strict new limits on the number of prerecorded collection calls that a debt collector can send to a consumer’s landline. Importantly, consumers have powerful remedies for violations (statutory damages of $500 to $1500 per call), because the new FCC rule is promulgated under the Telephone Consumer Protection…
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Digital Library: Overcoming the Latest Supreme Court Arbitration Decision
A June 23 Supreme Court ruling in Coinbase creates yet another impediment to consumer litigation—that even when a consumer defeats an arbitration requirement, if the defendant then pursues an interlocutory appeal of that ruling, discovery and all other aspects of the case are automatically put on hold until that appeal is resolved. This NCLC Digital Library article,…
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Digital Library: Student Loan Borrower Rights After the Supreme Court Ruling
With the payment pause ending this fall, 45 million student loan borrowers across the country will be scrambling to figure out how to manage their federal student loans when payments come due.
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Digital Library: New Angles in Challenging Rent-a-Bank Schemes
Predatory lenders use rent-a-bank schemes to avoid the usury limits of the consumer’s state, by seeking to bootstrap onto federal rate exportation rights available only to banks. These predatory non-bank lenders claim that they are only arrangers or servicers of credit originated by a bank. NCLC’s Consumer Credit Regulation § 3.5.4 sets out several challenges to such arrangements—such as…
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