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NCLC submitted comments in response to the previous version of the proposed amendments. We commend the efforts of the Department of Financial Services (“DFS”) to continue to strengthen these regulations and to fill gaps in consumer protections left by the federal debt collection regulations issued to implement the Fair Debt Collection Practices Act (Regulation F).…
Comments submitted on behalf of civil rights and consumer advocacy organizations regarding the request for public input issued by the Financial Access and Education Subcommittee of the White House Task Force on New Americans. The consumer groups urge the Financial Access and Education Subcommittee to incorporate policies that would explicitly expand language access within the…
This written testimony is submitted on behalf of the National Consumer Law Center in support of S.B. 5173, which would amend RCW 6.15.010 to increase protections for financially-stressed families in the state. This would be an important step toward strengthening Washington’s overall property protections for families struggling with debt.
This written testimony is submitted on behalf of the National Consumer Law Center in support of Md. H.B. 42 / S.B. 106, which would amend Md. Code, Comm. Law § 11-504 to create a self-executing $500 bank account protection that will shield that minimal amount from seizure by creditors. Enacting this legislation is an important…
Read More about Testimony in Support of Legislation to Improve State Exemption Laws in Maryland
NCLC’s comments focus on the relationship between DCWP’s proposed amendments, the federal Fair Debt Collection Practices Act (“FDCPA”), and federal debt collection regulations issued to implement the FDCPA (“Regulation F”). Regulation F has many gaps and weaknesses, and we commend the DCWP’s proposal for its efforts to fill some of these gaps.
The 50 groups below respectfully urge you to swiftly and favorably report out An Act Relative to Fairness in Debt Collection, or the “Debt Collection Fairness Act (DCFA)” (H4749/S2858) filed by Representatives Tram Nguyen and Christine Barber and Senator Jamie Eldridge.
Read More about Group Letter to MA House Regarding S. 2858/H. 4749: the Debt Collection Fairness Act