February 13, 2023 — Comments

NCLC submitted comments in response to the previous version of the proposed amendments. We commend the efforts of the Department of Financial Services (“DFS”) to continue to strengthen these regulations and to fill gaps in consumer protections left by the federal debt collection regulations issued to implement the Fair Debt Collection Practices Act (Regulation F).

We submit these comments to support the DFS’ efforts and offer additional recommendations for improvements.