More than 27 million Americans do not have health insurance of any kind. A further 43% of non-elderly adults have inadequate insurance, which may have high deductibles or other significant out-of-pocket costs. In the meantime, health care costs and rates of medical debt continue to rise. It is more important than ever for states to…
While millions of homeowners fell behind on mortgage payments and were at risk of losing their homes to mortgage foreclosures during the COVID-19 pandemic, many others were facing another foreclosure crisis- the loss of their homes due to property tax lien foreclosures. This strict and often rapid tax lien foreclosure process has created a lesser…
Disproportionately high burdens connected with utility infrastructure and operations fall on environmental justice populations, which are formally defined by Massachusetts law. Yet the status quo provides environmental justice populations and affected communities few or no meaningful opportunities to participate in DPU and EFSB proceedings, where most utility infrastructure and operations decisions are made. Few agency…
The LIBOR is a benchmark index, also known as a reference rate, that is commonly used in millions of adjustable rate mortgages, home equity lines of credit (HELOCs), and student loans. Although it is still widely used, the index will no longer be available in its current form after June 30, 2023 and will cease…
Read More about The LIBOR Is Ending: What Consumer Advocates Should Know
Many consumers charge medical bills to credit cards. Some consumers end up using specialized medical credit cards to pay health care expenses, especially for expenses generally not covered by health insurance such as dental or vision care. This report discusses these medical credit cards in depth, beginning with a brief background section and then presenting…
Read More about Health Care Plastic: The Risks of Medical Credit Cards
