Compendium of Existing Laws that Foster Resident Ownership of Manufactured Home Communities
Compendium of Existing Laws that Foster Resident Ownership of Manufactured Home Communities
Search Results
-
Seizing the Safety Net: Collecting Criminal Justice Debt with Tax Refund Offsets
This report looks at one little-known method of collecting criminal justice debt—seizing income tax refunds—and highlights the financial harms for justice-involved individuals and their families when the Earned Income Tax Credit (EITC) and the Child Tax Credit (CTC) are seized as part of that tax refund. This report: Summary of Recommendations: Federal and state governments…
Read More about Seizing the Safety Net: Collecting Criminal Justice Debt with Tax Refund Offsets
-
No Fresh Start: Will States Protect Families from Debt Collectors Seizing Wages and Bank Balances? (2024)
Every state has a set of exemption laws, intended to prevent creditors from pushing families into destitution. This report finds that few states’ exemption laws meet even the most basic standards.
-
Predatory Installment Lending in the States: How Well Do the States Protect Consumers Against High-Cost Installment Loans? (2024)
Forty-five states and the District of Columbia (DC) currently cap interest rates and loan fees for at least some consumer installment loans, depending on the size of the loan. However, the caps vary greatly from state to state, and a few states do not cap interest rates at all.
-
Nursing Home Debt Collection Practices Put Residents’ Family and Friends At Risk
Even though federal law prohibits nursing homes from requiring a third party to guarantee payment of their loved one’s bill, nursing homes still frequently pursue payment from friends and family. Nursing homes have been suing residents’ children, siblings, spouses, and friends for alleged debts for decades, but advocates report increased levels of aggression in recent…
Read More about Nursing Home Debt Collection Practices Put Residents’ Family and Friends At Risk
-
Cracking the Code: Understanding and Overcoming Language Barriers in Consumer Finance
This report covers the ways that financial institutions across the financial services industry serve, or fail to serve, people with limited English proficiency.
