A significant number of Americans have attempted to become homeowners through “rent-to-own” transactions – either a land contract or a lease with option to buy. Often, these contracts are built to fail. In this issue brief, we provide policy recommendations to prevent harmful practices and incentivize success.
This comment provides input a wide range of FEMA policies that could increase equitable access to disaster relief for the hardest hit disaster survivors, including the need to improve procedures for heirs property owners and others with non-traditional homeownership.
Read More about Texas Comment Letter to FEMA on Equity Interim Final Rule
Consumer protection laws apply to incarcerated people. But because of incarcerated people’s limited and highly regulated contact with the outside world, they struggle to report consumer problems such as identity theft and fraud, as well as abusive practices perpetrated by the private companies that they must rely on for essential services and goods within correctional…
Read More about Captive Concerns: Incarcerated People Face Obstacles to Reporting Consumer Abuses
The CFPB's proposed rules would ensure that borrowers with limited English proficiency (LEP) have a meaningful opportunity to seek assistance from their mortgage companies in times of distress, helping them stay in their homes.
NCLC submitted comments to the FHFA regarding ways to strengthen the GSEs Equitable Housing Finance Plans to focus on equity, transparency and accountability.
Read More about Comments to FHFA on the GSEs Equitable Housing Finance Plans
The National Consumer Law Center signed on to a Coalition Letter to protect and strengthen diversity, equity, inclusion and accessibility for government entities and private employers.
