Racial Justice Archives

Request for Information on Regulatory Reform on Artificial Intelligence

October 26, 2025

Comments in response to the Office of Science Technology and Policy (OSTP) September 26, 2025 Request for Information on Regulatory Reform on Artificial Intelligence (AI). Comments call for a strong national AI regulatory framework that incorporates civil rights, establishes a risk-based approach to AI regulation, and promotes AI research and development. Comments strongly oppose the…

What States Can Do To Protect Heirs From Disaster Displacement

September 30, 2025

Disasters can create devastating housing and financial insecurity for working families. Owners of inherited family homes have a greater need and reduced access to vital disaster assistance funds. Inherited homes are more likely to be older and in physically inadequate conditions, increasing the likelihood that they will suffer damage in a disaster. Nearly one-third of…

Underserved Mortgage Markets Coalition Letter to FHFA Urging Preservation of Fair Lending Rule

September 26, 2025

UMMC is a coalition of more than 40 organizations committed to expanding access to affordable and sustainable homeownership and housing opportunities through Fannie Mae and Freddie Mac (the Enterprises). We work to ensure that the Enterprises fulfill their purpose to support access to mortgage credit throughout the country, including underserved housing markets, safely and soundly.…

Fair Housing Coalition Letter Opposing Repeal of FHFA's Fair Lending Rule

September 26, 2025

On July 28, 2025, FHFA issued a proposed rule to repeal the 2024 Fair Lending Rule, which provided a legal framework for ensuring GSE compliance with the Fair Housing Act, the Equal Credit Opportunity Act, and the FTC Act’s prohibition on Unfair or Deceptive Acts or Practices (UDAP). The current rule also requires Fannie Mae,…

Reply to FCC Requesting Rescission of 2-Year Delay of Regulations Protecting Incarcerated People’s Communications Services

September 15, 2025

NCLC joined several other organizations in filing a reply brief to the Federal Communications Commission. In July, we had filed an Application for Review asking the agency not to delay for 2 years the implementation of regulations that set price caps on phone and video communications for incarcerated folks to make them more affordable. These…

Coalition letter to HUD and OMB Opposing Weakening of Disparate Impact Rule

September 2, 2025

The letter urges the agencies to preserve the 2024 regulation prohibiting “disparate impact” discrimination (2023 Disparate Impact Rule), which appropriately ensures that landlords, lenders, and others use the fairest policy available to provide housing and lending opportunities for all. Without any public notice and comment, HUD has sent a “Final Rule” entitled “HUD’s Implementation of…

Sign-on Letter to the Federal Communications Commission Regarding Loosening the National TV Audience Cap (Media Consolidation)

August 22, 2025

This sign on letter from the members of the Leadership Conference on Civil and Human Rights Media/Telecom Task Force urges the FCC to not change the National TV Audience Cap which has been set by Congress. The groups also urge the FCC to close the loophole that is technologically incorrect and permits media consolidation in…

Filing to FCC Requesting Rescission of 2-Year Delay of Regulations Protecting Incarcerated People's Communications Services

July 30, 2025

NCLC joined an Application for Review submitted to the Federal Communications Commission seeking the Commission’s review of the Wireline Competition Bureau’s sua sponte decision to suspend the 2024 IPCS Order by delaying for nearly two years the reforms the Commission adopted on a unanimous, bipartisan basis to ensure—pursuant to a bipartisan mandate from Congress—that rates…

Seizing Family Homes to Collect Prison Fees

July 30, 2025

More than half of states allow seizure of inheritances, family homes to cover costs of incarceration

Handcuffing Heirs: How Seizing Inheritances to Collect Pay-to-Stay Prison Fees Hinders Recovery and Financial Stability

July 29, 2025

An inheritance is an important family legacy that can provide a safety net for future generations. For working families struggling to keep up with rising living costs, the transfer of a family home or other inheritance can provide newfound economic security. In particular, the anticipated wealth transfer from the Baby Boomer generation to their heirs…

Letter from 70 Groups Opposing S.1465, Credit Access and Inclusion Act

June 18, 2025

Seventy (70) organizations, led by NCLC, sent this letter opposing S.1465, the Credit Access and Inclusion Act. This legislation is touted as helping “credit invisible consumers” by adding rent and utility payment information to their credit reports. However, the actual intent of the bill is to preempt state and other federal laws that protect consumer…

Comment to FEMA Review Council on Heirs Property and Extreme Heat

May 15, 2025

While we identify several ways in which FEMA services could be improved, we urge the Council to retain FEMA’s role and to work to increase its efficiency; moving to a state block-grant model will only further undermine efficient disaster response and recovery at a time when natural disasters are increasing. FEMA remains a lifeline to…

All