Racial Justice Archives

Letter to Congress Opposing Prohibition on Funding to Implement Program on Affirmatively Furthering Fair Housing

July 17, 2023

This letter urges Senate and House Appropriations Committee leaders to remove language from appropriations bills that would prohibit the use of funds for implementation of HUD’s Affirmatively Furthering Fair Housing program. Communities that receive HUD funding have long-standing obligations to affirmatively further fair housing for people of color, people with disabilities, women, and other groups…

ProPublica: Senators Call for Further Oversight, Consumer Protections in Contract for Deed Real Estate Transactions

July 12, 2023

Appearing in ProPublica on July 12, 2023, Jessica Lussenhop quotes Sarah Bolling Mancini in coverage of a U.S. Senate subcommittee hearing on alternative home financing deals that leave unwitting buyers financially devastated and unscrupulous sellers free to resell the properties. These financial products are a “costly and harmful detour from homeownership….NCLC estimates that the failure…

Testimony of Sarah B. Mancini on Alternative Home Financing Before the Senate Banking Subcommittee on Housing, Transportation, and Community Development

July 11, 2023

Alternative home financing transactions like land contracts and leases with option to buy have garnered much attention. NCLC’s research has led us to conclude that these alternative transactions do not provide a meaningful pathway to homeownership. Rather, land contracts and leases with option to buy are both costly and destructive detours that diminish the likelihood…

Coalition Comments to FHFA on Equitable Housing Finance, Language Access, and Fair Lending Oversight

June 26, 2023

Comments have been submitted on behalf of civil rights and consumer advocacy organizations in support of the Federal Housing Finance Agency's notice of proposed rulemaking on Equitable Housing Finance and Fair Lending Supervision.

Coalition Letter Supporting Final Rule on Affirmatively Furthering Fair Housing

April 24, 2023

The 48 undersigned fair housing, civil rights, housing advocacy, faith, consumer, women’s, real estate, LGBTQI+, senior and allied organizations submit these comments on HUD’s proposed new affirmatively furthering fair housing (AFFH) regulation (Docket No. FR-6250-P-01). We commend HUD for advancing this important regulation, which is a critical tool for creating more equitable and inclusive communities…

Leading Civil Rights and Housing Groups Support FHFA’s Critical Updates to the Mortgage Pricing Framework

April 28, 2023

WASHINGTON, D.C. — Today, leading civil rights and housing policy organizations issued the following statement supporting the Federal Housing Finance Agency (FHFA)’s pricing framework.

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