Mortgage Servicing & Foreclosures Archives

Group Comments to HUD Regarding Single Family Handbook Drafts Posted for Feedback

September 11, 2020

On behalf of the clients and communities we represent, NCLC writes to comment on HUD’s proposed revisions to Single Family Housing Policy Handbook, Handbook 4000.1.

Group Comments to FHA Regarding Comments to Mortgagee Letter 2021-18

August 20, 2021

We write to comment on HUD’s response to the COVID-19 pandemic through Mortgagee Letter 2021-18. We appreciate that HUD has provided an avenue for borrowers to access significant payment relief through the COVID-19 Recovery Modification. It is essential, however, that HUD take further steps to ensure that its program operates as intended and borrowers are…

Group Comments on LEP, Origination, Servicing, and Tenancy in Response to the FHFA Request for Input for the Enterprises’ Equitable Housing Finance Plans

October 25, 2021

The undersigned civil rights and consumer advocacy organizations are writing in response tothe Federal Housing Finance Agency’s (“FHFA”) Request for Input (“RFI”) for the Enterprises’Equitable Housing Finance Plans (“Equity Plans”).

Group Comments on LEP, Origination, Servicing, and Tenancy in Response to the FHFA Request for Input for the Enterprises’ Equitable Housing Finance Plans

October 25, 2021

Comments offered to the Federal Housing Finance Agency on building access to and preserving homeownership, including through equitable and linguistically-competent loan servicing and disposition of properties, and policies that promote equity and expand opportunity for low-income tenants.

Complaint and Demand for Jury Trial in Mary Frank v. J.P. Morgan Chase Bank

December 17, 2015

The Plaintiff brings this complaint against her former mortgage servicer, J.P. MORGAN CHASE BANK, for actual damages due to Defendant’s refusal to consider her applications to assume and modify the mortgage loan on her home after the death of Plaintiff’s husband, Joe Frank, in breach of the Deed ofTrust.

Comments to the VA Regarding Revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans

February 15, 2019

Comments of the National Consumer Law Center on behalf of its low income clients and National Fair Housing Alliance regarding Revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans.

Comments to the CFPB on the Equal Credit Opportunity Act and Regulation B

December 1, 2020

Coalition comments in response to the Consumer Financial Protection Bureau’s Request for Information (RFI) under the Equal Credit Opportunity Act (ECOA).

Comments to HUD Regarding Mortgagee Letter 2019-15

October 23, 2019

The National Consumer Law Center submits this comment on Mortgagee Letter 2019-15 on behalf of its low-income clients.

Comments to HUD on Single Family Loan Sale Program

July 5, 2019

On behalf of the low-income client homeowners and communities the undersigned organizations write in response to the questions posed by the United States Department of Housing and Urban Development (“HUD”) through the Advanced Notice of Proposed Rulemaking, Docket No. FR-6051-A-1 (hereinafter “ANPR”) related to the impact of the Loan Sale Program on our clients and the communities in which they live.

Group Comments on FHA Single Family Model Mortgage Documents

January 30, 2017

Group comments to 60-Day Notice of Proposed Information Collection: FHA Single FamilyModel Mortgage Documents.

Comments Regarding Proposed Regulatory Prudential Standards for Nonbank Mortgage Servicers

December 30, 2020

National Consumer Law Center’s Comments to Conference of State Bank Supervisors (“CSBS”) Proposed Regulatory Prudential Standards for Nonbank Mortgage Servicers

Comments to HUD on Mortgagee Letter 2019-14

September 27, 2019

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