Language Access & Immigrant Rights Archives

Letter to CRAs Requesting Translated Credit Reports During COVID-19

October 19, 2020

Letter to credit reporting agencies requesting translated credit reports during Covid-19

Letter to Chi Chi Wu from the Consumer Data Industry Association (CDIA)

October 29, 2020

Letter to Chi Chi Wu from the Consumer Data Industry Association (CDIA) stating that Equifax, Experian, and TransUnion strongly support and are actively advancing financial inclusion.

Letter to Chi Chi Wu from Equifax

October 30, 2020

A response from Equifax to NCLC's Chi Chi Wu regarding a letter requesting that Equifax provide consumers with credit reports in Spanish and seven additional languages.

Comments to the CFPB Regarding Debt Collection Practices in Connection With the Global COVID-19 Pandemic

May 7, 2021

These brief comments address the CFPB's Interim Final Rule and its official interpretations, identifying several areas where the rules can be strengthened to better protect vulnerable tenants.

Group Letter to the CFPB Regarding Language Access Roundtable Discussion

August 24, 2020

A letter to follow up on some of the most important points made in the roundtable discussion regarding how the Bureau can best promote these goals and support stable homeownership for LEP borrowers.

Group Letter to CFPB Regarding LEP Access to Online Complaint System

December 9, 2021

Civil rights, consumer, and housing organizations write to urge the Consumer Financial Protection Bureau (CFPB) to address an equal access issue raised by advocates in communities across the United States and in Puerto Rico regarding the CFPB’s online complaint system.

Group Comments on LEP, Origination, Servicing, and Tenancy in Response to the FHFA Request for Input for the Enterprises’ Equitable Housing Finance Plans

October 25, 2021

The undersigned civil rights and consumer advocacy organizations are writing in response tothe Federal Housing Finance Agency’s (“FHFA”) Request for Input (“RFI”) for the Enterprises’Equitable Housing Finance Plans (“Equity Plans”).

Group Comments on LEP, Origination, Servicing, and Tenancy in Response to the FHFA Request for Input for the Enterprises’ Equitable Housing Finance Plans

October 25, 2021

Comments offered to the Federal Housing Finance Agency on building access to and preserving homeownership, including through equitable and linguistically-competent loan servicing and disposition of properties, and policies that promote equity and expand opportunity for low-income tenants.

Coalition Comments Urging DHS Not to Consider Debt or Credit History in Immigration Public Charge Determinations

October 22, 2021

Group comment in response to the Department of Homeland Security’s advanced notice of proposed rulemaking and request for input as DHS begins the process of formulating a rule regarding the determination of whether an immigrant is likely to become a “public charge.” The public charge determination will be relevant to immigrants seeking admission to the United States or an adjustment of status.

Letter to the CFPB Addressing the Bureau’s Approach to Consumers with Limited English Proficiency

November 30, 2020

The 26 undersigned consumer, civil and human rights, labor, community and legal servicesorganizations write to voice concerns with the Bureau’s approach to consumers withLimited English Proficiency (LEP consumers) in the recently finalized Debt Collection Practices(Regulation F) rule, and to encourage the Bureau to provide greater protections in its upcomingdisclosure rule under the FDCPA.

Equity & Racial Justice

Advocates Applaud Federal Housing Finance Agency’s Move to Require Mortgage Lenders to Obtain Applicants’ Language Preference

May 3, 2022

May 3, 2022 Use of the Supplementary Consumer Information Form (SCIF) will enable effective communication between borrower and lender throughout the home buying process. WASHINGTON – Today, National Consumer Law Center, Americans for Financial Reform, Consumer Action, Empire Justice Center, National Community Stabilization Trust, National Fair Housing Alliance, UnidosUS, and National CAPACD applauded the Federal…