Language Access & Immigrant Rights Archives

Group Letter to the CFPB Regarding Language Access Roundtable Discussion

August 24, 2020

A letter to follow up on some of the most important points made in the roundtable discussion regarding how the Bureau can best promote these goals and support stable homeownership for LEP borrowers.

Group Letter to CFPB Regarding LEP Access to Online Complaint System

December 9, 2021

Civil rights, consumer, and housing organizations write to urge the Consumer Financial Protection Bureau (CFPB) to address an equal access issue raised by advocates in communities across the United States and in Puerto Rico regarding the CFPB’s online complaint system.

Group Comments on LEP, Origination, Servicing, and Tenancy in Response to the FHFA Request for Input for the Enterprises’ Equitable Housing Finance Plans

October 25, 2021

The undersigned civil rights and consumer advocacy organizations are writing in response tothe Federal Housing Finance Agency’s (“FHFA”) Request for Input (“RFI”) for the Enterprises’Equitable Housing Finance Plans (“Equity Plans”).

Group Comments on LEP, Origination, Servicing, and Tenancy in Response to the FHFA Request for Input for the Enterprises’ Equitable Housing Finance Plans

October 25, 2021

Comments offered to the Federal Housing Finance Agency on building access to and preserving homeownership, including through equitable and linguistically-competent loan servicing and disposition of properties, and policies that promote equity and expand opportunity for low-income tenants.

Coalition Comments Urging DHS Not to Consider Debt or Credit History in Immigration Public Charge Determinations

October 22, 2021

Group comment in response to the Department of Homeland Security’s advanced notice of proposed rulemaking and request for input as DHS begins the process of formulating a rule regarding the determination of whether an immigrant is likely to become a “public charge.” The public charge determination will be relevant to immigrants seeking admission to the United States or an adjustment of status.

Letter to the CFPB Addressing the Bureau’s Approach to Consumers with Limited English Proficiency

November 30, 2020

The 26 undersigned consumer, civil and human rights, labor, community and legal servicesorganizations write to voice concerns with the Bureau’s approach to consumers withLimited English Proficiency (LEP consumers) in the recently finalized Debt Collection Practices(Regulation F) rule, and to encourage the Bureau to provide greater protections in its upcomingdisclosure rule under the FDCPA.

Equity & Racial Justice

Advocates Applaud Federal Housing Finance Agency’s Move to Require Mortgage Lenders to Obtain Applicants’ Language Preference

May 3, 2022

May 3, 2022 Use of the Supplementary Consumer Information Form (SCIF) will enable effective communication between borrower and lender throughout the home buying process. WASHINGTON – Today, National Consumer Law Center, Americans for Financial Reform, Consumer Action, Empire Justice Center, National Community Stabilization Trust, National Fair Housing Alliance, UnidosUS, and National CAPACD applauded the Federal…

CFPB’s Debt Collection Rule Misses Critical Opportunities to Protect Consumers

December 18, 2020

FOR IMMEDIATE RELEASE: December 18, 2020 Nearly One-Third of U.S. Adults with a Credit Report Have Debt in Collection WASHINGTON, D.C. – The National Consumer Law Center, on behalf of its low income clients, along with Americans for Financial Reform Education Fund, Consumer Federation of America, and the National Association of Consumer Advocates, expressed disappointment…

Letter in Support of Bill Requiring the Director of the Federal Housing Finance Agency to Require Preferred Language Question on The Uniform Residential Loan Application

October 22, 2019

Letter from the Americans for Financial Reform (AFR) Language Access Task Force to Representatve Green in support of a bill to require the Director of the Federal Housing Finance Agency (FHFA) to require each enterprise to include a preferred language question on the Uniform Residential Loan Application (URLA)

Consumer and Civil Rights Advocates Condemn Credit Bureaus for Suing Over Language Access Law

October 21, 2019

WASHINGTON – On Thursday, the Consumer Data Industry Association (CDIA) sued the State of New Jersey over its new law requiring credit reports to be provided in Spanish and 10 other languages, claiming the law is preempted and a violation of the First Amendment. CDIA is a trade association for the credit reporting industry, the…

Statement Regarding Credit Report/Score Requirement in DHS Public Charge Regulation

August 12, 2019

FOR IMMEDIATE RELEASE: August 12. 2019 National Consumer Law Center contact: Chi Chi Wu ([email protected]) or (617) 542-8010 Statement Regarding Credit Report/Score Requirement in DHS Public Charge Regulation Boston – Today, the Department of Homeland Security (DHS) released a regulation that greatly expands what will be considered in determining whether an immigrant is considered a…

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